The Federal Reserve Banks close in observation of several public holidays. If any of the following holidays falls on a Saturday, Federal Reserve Banks will be open the preceding Friday. If the holiday falls on a Sunday, Federal Reserve Banks will be closed the following Monday.
| 2012 | 2013 | 2014 | |
|---|---|---|---|
| New Year's Day | January 2 | January 1 | January 1 |
| Birthday of Martin Luther King, Jr. | January 16 | January 21 | January 20 |
| Washington's Birthday | February 20 | February 18 | February 17 |
| Memorial Day | May 28 | May 27 | May 26 |
| Independence Day | July 4 | July 4 | July 4 |
| Labor Day | September 3 | September 2 | September 1 |
| Columbus Day | October 8 | October 14 | October 13 |
| Veterans Day | November 12 | November 11 | November 11 |
| Thanksgiving Day | November 22 | November 28 | November 27 |
| Christmas Day | December 25 | December 25 | December 25 |
*Saturday