• Totals for Loans and Net Charge-Offs

Statistics

Net Charge Offs

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The loan charge-off report provides 12 years of aggregate charge-off data for all commercial banks in the 5th District. The report is based on calendar loan averages and actual charge-off and recovery data for each institution in existence as of the December 31 reporting period resulting in the calculation of the percentage of net charge-offs for the district.

 

As of12/31/201312/31/201212/31/2011
Calender Year Avg Loans 1,287,765,434 1,247,830,684 1,205,995,134
Charge-offs 12,388,753 17,723,605 23,233,956
Recoveries 3,459,163 3,351,702 4,275,326
Net Charge-offs 8,929,590 14,371,903 18,958,630
% Charge-offs 0.6934 1.1518 1.5720

 

As of12/31/201012/31/200912/31/2008
Calender Year Avg Loans 1,199,374,864 1,534,316,614 1,542,666,771
Charge-offs 31,167,356 15,323,179 15,375,639
Recoveries 3,818,773 1,876,107 1,879,342
Net Charge-offs 27,348,583 13,447,072 13,496,297
% Charge-offs 2.2802 0.8764 0.8749

 

As of12/31/200712/31/200612/31/2005
Calender Year Avg Loans 1,323,894,887 1,214,011,505 1,004,805,323
Charge-offs 5,694,012 3,407,672 3,574,676
Recoveries 1,590,675 1,437,015 1,504,269
Net Charge-offs 4,103,337 1,970,657 2,070,407
% Charge-offs 0.3099 0.1623 0.2061

 

As of12/31/200412/31/200312/31/2002
Calender Year Avg Loans 766,908,991 703,344,933 669,315,477
Charge-offs 2,982,313 4,708,888 6,485,197
Recoveries 1,126,532 1,216,812 1,092,189
Net Charge-offs 1,855,781 3,492,076 5,393,008
% Charge-offs 0.2420 0.4965 0.8057

 

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