This edition of S&R Perspectives highlights Allowance for Loan and Lease Losses (ALLL), capital planning, vendor management, and the state of Fifth District banks versus the nation.
Welcome to the fall 2011 edition of S&R Perspectives.
Capital planning discussions between bankers and regulators are nothing new, but they have changed in recent years.
Over the past several years, the emphasis on the level and adequacy of the Allowance for Loan and Lease Losses (ALLL) by bank regulators has increased.
Current newspaper articles and business commentary seem to indicate that the banking industry is beginning to rebound from the depths of the recent financial turmoil.
Choosing a vendor to support your operations is a difficult, but important, task. Managing your vendor is equally important.
This section highlights key issues noted by examiners conducting examinations of community banks within the Fifth Federal Reserve District.
Supervision, Regulation & Credit