S&R Perspectives Newsletter

This edition of S&R Perspectives highlights Allowance for Loan and Lease Losses (ALLL), capital planning, vendor management, and the state of Fifth District banks versus the nation.

Understanding the Causes and Consequences of Residential Mortgage Foreclosure Problems

Read about the changes in Tier 1 capital definitions resulting from Dodd-Frank, the causes and consequences of residential foreclosure problems and more in this edition of S&R Perspectives.

Read about changes to discount window practices, the Bureau of Consumer Financial Protection and the debt crisis in Greece.

This edition features an update on troubled debt restructurings, information on the discount window, an excerpt from an outreach event on the financing needs of small businesses and a story about how the federal government prosecuted a case on terrorism funding.

This edition features mobile banking trends, information on Regulation Z, FASB's financial instruments project and a review of the recently released interagency statement on meeting the needs of creditworthy small business borrowers.

Read about the latest trends in the financial industry in the fourth issue of S&R Perspectives. This edition also reports on emerging risks in portable device security and recent efforts and tools to fight fraud.

This edition highlights information on a revision from FASB on fair value accounting guidance and limitations on interbank liabilities as well as other emerging issues.

Read more about the risk-based capital treatment for direct credit substitutes in this article.

Read more about the risk-based capital treatment for direct credit substitutes in this article.

This edition features trends from material loss reviews and an in-depth review of assessing structured investments in the current economic environment.

Read about the initiatives undertaken to address the financial crisis in the first issue of S&R Perspectives. The electronic newsletter also reports on risk management, a program for minority and de novo banks and efforts to fight fraud.