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<title>Regulatory News - Banking</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/index.cfm</link>
<language>en-us</language>
<description>Feeds from the Federal Reserve Bank of Richmond</description>
<image>
<title>Regulatory News - Banking - Federal Reserve Bank of Richmond</title>
<url>http://www.richmondfed.org/sitelib/RichmondFedOrg//images/fedlogo.gif</url>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/index.cfm</link>
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<item>
<title>"Swaps Push-out" Rule</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2013/reg_news_20130605a.cfm?WT.rss_a="Swaps Push-out" Rule&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 5 Jun 2013 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2013/reg_news_20130605a.cfm</guid>
<description><![CDATA[A new rule, effective today, establishes new processes for uninsured U.S. branches and agencies of foreign banks and insured depository institutions that qualify as &amp;ldquo;swaps entities&amp;rdquo; under the Dodd-Frank Act. Dodd-Frank&amp;rsquo;s so-called &amp;ldquo;swaps push-out rule,&amp;rdquo; which bars swaps entities from discount window lending and deposit insurance, takes effect July 16. The rule is interim final, and the deadline for public comment is August 4.]]></description>
</item>
<item>
<title>Enhanced Supervision</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2013/reg_news_20130415a.cfm?WT.rss_a=Enhanced Supervision&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 18 Apr 2013 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2013/reg_news_20130415a.cfm</guid>
<description><![CDATA[A new proposal, published today in the Federal Register, would establish annual assessments on systemically important bank holding companies, savings and loan holding companies, and nonbank financial companies. These assessments are designed to cover the costs the Federal Reserve incurs supervising these entities. The deadline for comments is June 15.]]></description>
</item>
<item>
<title>Enhanced Supervision</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2013/reg_news_20130403a.cfm?WT.rss_a=Enhanced Supervision&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 5 Apr 2013 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2013/reg_news_20130403a.cfm</guid>
<description><![CDATA[A new final rule, published today in the Federal Register, defines how holding companies and nonbank financial companies qualify as &amp;ldquo;predominantly engaged in financial activities&amp;rdquo; or &amp;ldquo;significant.&amp;rdquo; These definitions will help determine which firms require enhanced prudential supervision by the Federal Reserve. The rule takes effect May 6.]]></description>
</item>
<item>
<title>Foreign Exchange</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2013/reg_news_20130404a.cfm?WT.rss_a=Foreign Exchange&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 5 Apr 2013 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2013/reg_news_20130404a.cfm</guid>
<description><![CDATA[A new final rule, published today in the Federal Register, sets standards for banking organizations that are regulated by the Federal Reserve and conduct certain kinds of retail foreign exchange transactions. The rule takes effect May 13.]]></description>
</item>
<item>
<title>Stress Tests</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20121009a.cfm?WT.rss_a=Stress Tests&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 12 Oct 2012 16:15:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20121009a.cfm</guid>
<description><![CDATA[Final stress-testing rules, published today in the Federal Register, require the largest bank holding companies and their state member bank subsidiaries to conduct their own stress tests this fall and disclose those results next spring. Holding companies with total assets between $10 billion and $50 billion must conduct their first stress tests in the fall of 2013 and do not need to publicly disclose those first tests&amp;rsquo; results.]]></description>
</item>
<item>
<title>Swap Entities</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/securities/2012/reg_news_20120926a.cfm?WT.rss_a=Swap Entities&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 2 Oct 2012 13:58:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/securities/2012/reg_news_20120926a.cfm</guid>
<description><![CDATA[Federal agencies published notice today that they have reopened the comment period on a proposed rule to establish margin and capital requirements for swap dealers, major swap participants, security-based swap dealers, and major security-based swap participants. The reopened comment period will close November 26.

&amp;nbsp;]]></description>
</item>
<item>
<title>Stress Tests</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120827b.cfm?WT.rss_a=Stress Tests&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 29 Aug 2012 16:15:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120827b.cfm</guid>
<description><![CDATA[The Federal Reserve is considering whether to delay the effective date of certain Dodd-Frank Act stress-testing requirements. The delay under consideration, which would apply to company-run stress tests at bank holding companies, state member banks, and savings and loan holding companies with between $10 billion and $50 billion in total consolidated assets, would help ensure that these companies have sufficient time to develop their stress-testing programs.]]></description>
</item>
<item>
<title>Truth in Lending </title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2012/reg_news_20120815a.cfm?WT.rss_a=Truth in Lending &amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 27 Aug 2012 14:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2012/reg_news_20120815a.cfm</guid>
<description><![CDATA[A new proposed interagency rule would amend the Truth in Lending Act and set new standards for appraisals related to &amp;ldquo;higher-risk loans,&amp;rdquo; those residential mortgage loans with APRs exceeding the average prime offer rate for comparable transactions. Comments on the proposal are due October 15, except for comments on the proposal&amp;rsquo;s Paperwork Reduction Act analysis, which are due 60 days from its forthcoming publication in the Federal Register.

&amp;nbsp;]]></description>
</item>
<item>
<title>Basel III</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120808a.cfm?WT.rss_a=Basel III&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 15 Aug 2012 16:15:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120808a.cfm</guid>
<description><![CDATA[The Federal Reserve has extended the public comment period on the proposed interagency rule, designed to implement the Basel III regulatory capital reforms, until October 22.]]></description>
</item>
<item>
<title>Foreclosure Review</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2012/reg_news_20120802a.cfm?WT.rss_a=Foreclosure Review&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 15 Aug 2012 16:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2012/reg_news_20120802a.cfm</guid>
<description><![CDATA[The Federal Reserve and OCC have extended the deadline by which borrowers can seek review of their mortgage foreclosures to December 31.]]></description>
</item>
<item>
<title>Regulation HH</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120730a.cfm?WT.rss_a=Regulation HH&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 30 Jul 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120730a.cfm</guid>
<description><![CDATA[A new final Federal Reserve rule establishes risk-management standards for financial market utilities (FMUs) the Financial Stability Oversight Council designates as systemically important. The rule also sets standards these designated FMUs must meet when they intend to make material changes to their rules, procedures, or operations. The rule takes effect September 14.]]></description>
</item>
<item>
<title>Regulation II</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2012/reg_news_20120727a.cfm?WT.rss_a=Regulation II&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 27 Jul 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2012/reg_news_20120727a.cfm</guid>
<description><![CDATA[Under newly approved amendments to Reg. II, debit card issuers can receive fraud-prevention adjustments if they develop, implement, and maintain policies and procedures designed to reduce the occurrence and costs of fraudulent debit card transactions. The amended rule takes effect October 1.]]></description>
</item>
<item>
<title>Banking Applications</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120712a.cfm?WT.rss_a=Banking Applications&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 12 Jul 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120712a.cfm</guid>
<description><![CDATA[New supervisory guidance outlines a new optional process by which banking organizations can seek the Federal Reserve&amp;rsquo;s feedback on potential bank acquisitions or other proposals. This new pre-filing process is intended to help ease and shorten the formal application process for infrequent filers, like some community banks, or potential filers with novel proposals.]]></description>
</item>
<item>
<title>Riegle-Neal Act</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120629c.cfm?WT.rss_a=Riegle-Neal Act&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 29 Jun 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120629c.cfm</guid>
<description><![CDATA[The federal banking regulatory agencies have updated their host state loan-to-deposit ratios, which the agencies use to determine compliance with Section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994.]]></description>
</item>
<item>
<title>Foreclosure Review</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2012/reg_news_20120621a.cfm?WT.rss_a=Foreclosure Review&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 21 Jun 2012 17:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2012/reg_news_20120621a.cfm</guid>
<description><![CDATA[New guidance, released today, will help determine the compensation or other remedy borrowers will receive for financial injury identified during the Independent Foreclosure Review. Eligible borrowers may request a free review of their mortgage foreclosures through September 30.]]></description>
</item>
<item>
<title>Mortgage Servicing</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2012/reg_news_20120620a.cfm?WT.rss_a=Mortgage Servicing&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 21 Jun 2012 16:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2012/reg_news_20120620a.cfm</guid>
<description><![CDATA[The federal financial regulatory agencies have released new guidance to help ensure that mortgage servicers meet their obligations to military servicemembers who&amp;rsquo;ve received Permanent Change of Station orders.]]></description>
</item>
<item>
<title>Capital Rules</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120607a.cfm?WT.rss_a=Capital Rules&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 7 Jun 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120607a.cfm</guid>
<description><![CDATA[Three new proposed rules seek to establish an integrated regulatory capital framework. Public comments are due September 7.]]></description>
</item>
<item>
<title>Capital Rules</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120607b.cfm?WT.rss_a=Capital Rules&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 7 Jun 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120607b.cfm</guid>
<description><![CDATA[Changes to the market risk capital rule, which requires banking organizations with significant trading activities to adjust their capital requirements to account for market risk, are now final. The approved final rule takes effect January 1, 2013.]]></description>
</item>
<item>
<title>Securities Holding Companies</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120530a.cfm?WT.rss_a=Securities Holding Companies&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 4 Jun 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120530a.cfm</guid>
<description><![CDATA[A new final rule, published today in the Federal Register and effective July 20, outlines the procedure by which an SHC, a nonbank company that owns at least one registered broker-dealer, can choose Federal Reserve supervision.]]></description>
</item>
<item>
<title>Supervisory Coordination</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120604a.cfm?WT.rss_a=Supervisory Coordination&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 4 Jun 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120604a.cfm</guid>
<description><![CDATA[As part of an effort to minimize unnecessary regulatory burden, the federal financial prudential regulators and the Consumer Financial Protection Bureau have entered a Memorandum of Understanding to coordinate the supervision of insured depository institutions with greater than $10 billion in assets.]]></description>
</item>
<item>
<title>Stress Tests</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120514b.cfm?WT.rss_a=Stress Tests&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 14 May 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120514b.cfm</guid>
<description><![CDATA[A new statement from the Federal Reserve, FDIC, and OCC clarifies that stress-testing requirements for banking organizations with total consolidated assets of greater than $10 billion don&amp;rsquo;t apply to community banks. Community banks should have a sound risk management program, however, that allows them to analyze the potential effect of adverse outcomes.]]></description>
</item>
<item>
<title>Regulation D</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2012/reg_news_20120405a.cfm?WT.rss_a=Regulation D&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 12 Apr 2012 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2012/reg_news_20120405a.cfm</guid>
<description><![CDATA[A new final rule, published today in the Federal Register, simplifies the administration of reserve requirements. Two of the changes, the discontinuation of certain as-of adjustments and the elimination of the contractual clearing balance program, are effective July 12, 2012. Two others, the creation of a common two-week maintenance period and the replacement of carryover and routine penalty waivers with a penalty-free reserve balance range, are effective January 24, 2013.]]></description>
</item>
<item>
<title>Regulation J</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2012/reg_news_20120405a.cfm?WT.rss_a=Regulation J&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 12 Apr 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2012/reg_news_20120405a.cfm</guid>
<description><![CDATA[A new final rule, published today in the Federal Register, eliminates references to as-of adjustments, clarifies the application of Regulation J to Fedwire funds transfers, and clarifies rules related to Reserve Bank handling of checks. These amendments take effect July 12, 2012.]]></description>
</item>
<item>
<title>Dodd-Frank Act</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120402a.cfm?WT.rss_a=Dodd-Frank Act&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 10 Apr 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120402a.cfm</guid>
<description><![CDATA[A new proposed amendment to Regulation Y, published today in the Federal Register, would clarify the definition of &amp;ldquo;financial activities,&amp;rdquo; one of the key criteria used to determine whether a company is subject to Title I of the Dodd-Frank Act. The deadline for public comment is May 25.]]></description>
</item>
<item>
<title>Other Real Estate Owned </title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2012/reg_news_20120405a.cfm?WT.rss_a=Other Real Estate Owned &amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Sun, 1 Apr 2012 14:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2012/reg_news_20120405a.cfm</guid>
<description><![CDATA[As part of an orderly OREO disposition strategy, banking organizations may rent residential properties acquired in foreclosure and, to the extent those OREO properties meet the Community Reinvestment Act&amp;rsquo;s definition of &amp;ldquo;community development,&amp;rdquo; receive favorable CRA consideration for them.]]></description>
</item>
<item>
<title>Leveraged Finance</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120326a.cfm?WT.rss_a=Leveraged Finance&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 30 Mar 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120326a.cfm</guid>
<description><![CDATA[Proposed new guidance, published today in the Federal Register, would replace existing interagency guidance and focus on five main areas: risk-management frameworks; underwriting standards; valuation standards; pipeline management; and reporting and analytics. The deadline for public comment is June 8.]]></description>
</item>
<item>
<title>ALLL Guidance</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120131a.cfm?WT.rss_a=ALLL Guidance&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 2 Feb 2012 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2012/reg_news_20120131a.cfm</guid>
<description><![CDATA[A new proposal outlines procedures for securities holding companies to elect Federal Reserve supervision. Public comments on the proposal are due October 11.]]></description>
</item>
<item>
<title>Capital One Public Meetings</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110831a.cfm?WT.rss_a=Capital One Public Meetings&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 31 Aug 2011 14:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110831a.cfm</guid>
<description><![CDATA[The Federal Reserve will hold three public meetings to collect information to help it weigh the expected public benefits of Capital One Financial Corporation&amp;#8217;s proposed acquisition of ING Bank. The meetings will take place in Washington, DC on September 20, in Chicago on September 27, and in San Francisco on October 5. Requests to testify are due September 9 for the Washington meeting, September 15 for the Chicago meeting, and September 23 for the San Francisco meeting.]]></description>
</item>
<item>
<title>Securities Holding Companies</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110831a.cfm?WT.rss_a=Securities Holding Companies&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 31 Aug 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110831a.cfm</guid>
<description><![CDATA[A new proposal outlines procedures for securities holding companies to elect Federal Reserve supervision. Public comments on the proposal are due October 11.]]></description>
</item>
<item>
<title>Savings and Loan Holding Companies</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110822a.cfm?WT.rss_a=Savings and Loan Holding Companies&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 22 Aug 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110822a.cfm</guid>
<description><![CDATA[The Federal Reserve proposes a two-year phase-in for regulatory reporting requirements for most savings and loan holding companies and an initial reporting exemption for others. Public comments on the proposal are due November 1.]]></description>
</item>
<item>
<title>Stress Tests</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110615a.cfm?WT.rss_a=Stress Tests&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 15 Jun 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110615a.cfm</guid>
<description><![CDATA[New federal supervisory guidance, published June 15 in the Federal Register, outlines general principles for satisfactory stress-testing practices at banking organizations with total consolidated assets of $10 billion or greater. Public comments on the guidance are due July 29.]]></description>
</item>
<item>
<title>Risk-based Capital</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110614a.cfm?WT.rss_a=Risk-based Capital&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 14 Jun 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110614a.cfm</guid>
<description><![CDATA[A final rule, adopted by the Federal Reserve, OCC and FDIC, sets a floor for the risk-based capital requirements applicable to the largest, internationally active banking organizations. The rule takes effect 30 days from publication in the Federal Register.]]></description>
</item>
<item>
<title>Regulations Z and M</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110613a.cfm?WT.rss_a=Regulations Z and M&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 13 Jun 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110613a.cfm</guid>
<description><![CDATA[The dollar threshold for consumer credit and lease transactions exempt from Regulations Z and M, respectively, has been increased to $50,000 for 2012. This annual adjustment will take effect January 1.]]></description>
</item>
<item>
<title>Regulation Z</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110613b.cfm?WT.rss_a=Regulation Z&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 13 Jun 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110613b.cfm</guid>
<description><![CDATA[The fee dollar amount that triggers additional disclosures for certain home mortgage loans under the Truth in Lending Act and Home Ownership and Equity Protection Act of 1994 has been adjusted to $611 for 2012. This annual adjustment will take effect January 1.]]></description>
</item>
<item>
<title>Small BHCs</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110613a.cfm?WT.rss_a=Small BHCs&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 13 Jun 2011 11:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110613a.cfm</guid>
<description><![CDATA[An interim final rule, effective upon publication in the Federal Register, will allow small bank holding companies that are S-Corp or Mutual BHCs to exclude certain kinds of subordinated debt from treatment as debt for purposes of the Federal Reserve&amp;#8217;s Small BHC debt-to-equity standard. Public comments on the rule are due July 30.]]></description>
</item>
<item>
<title>Capital Plans</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110610a.cfm?WT.rss_a=Capital Plans&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 10 Jun 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110610a.cfm</guid>
<description><![CDATA[Under a new proposal, top-tier BHCs with total consolidated assets of $50 billion or greater would have to submit annual capital plans for review by the Federal Reserve. Public comments on the proposal are due August 5.]]></description>
</item>
<item>
<title>Credit Risk Retention</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110607a.cfm?WT.rss_a=Credit Risk Retention&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 7 Jun 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110607a.cfm</guid>
<description><![CDATA[The deadline for public comment on the federal financial regulatory agencies' proposal has been extended to August 1.]]></description>
</item>
<item>
<title>Regulation E</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110523.cfm?WT.rss_a=Regulation E&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 23 May 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110523.cfm</guid>
<description><![CDATA[Under proposed changes to the regulation, creditors would have to determine a prospective borrower's ability to repay before making a loan and establish minimum underwriting standards. These changes implement requirements imposed by the Dodd-Frank Act. Public comments on the proposal are due July 22.]]></description>
</item>
<item>
<title>Regulation Z</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110419a.cfm?WT.rss_a=Regulation Z&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 19 Apr 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110419a.cfm</guid>
<description><![CDATA[Under proposed changes to the regulation, creditors would have to determine a prospective borrower's ability to repay before making a loan and establish minimum underwriting standards. These changes implement requirements imposed by the Dodd-Frank Act. Public comments on the proposal are due July 22.]]></description>
</item>
<item>
<title>Savings &amp; Loan Holding Companies</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110415a.cfm?WT.rss_a=Savings &amp; Loan Holding Companies&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 15 Apr 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110415a.cfm</guid>
<description><![CDATA[An approved final rule, just published, explains how much time banking companies and nonbank financial companies supervised by the Federal Reserve will have to make their investments and activities conform to the so-called &amp;#8220;Volcker Rule,&amp;#8221; which restricts proprietary trading and relationships with hedge funds. The rule takes effect April 1.]]></description>
</item>
<item>
<title>Incentive Compensation</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110330a.cfm?WT.rss_a=Incentive Compensation&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 14 Apr 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110330a.cfm</guid>
<description><![CDATA[An approved final rule, just published, explains how much time banking companies and nonbank financial companies supervised by the Federal Reserve will have to make their investments and activities conform to the so-called &amp;#8220;Volcker Rule,&amp;#8221; which restricts proprietary trading and relationships with hedge funds. The rule takes effect April 1.]]></description>
</item>
<item>
<title>Regulation Q</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2011/reg_news_20110406a.cfm?WT.rss_a=Regulation Q&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 14 Apr 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2011/reg_news_20110406a.cfm</guid>
<description><![CDATA[As required by the Dodd-Frank Act, the Board has proposed to repeal its Regulation Q, which prohibits the payment of interest on demand deposits by Federal Reserve member institutions. Public comments on the proposal, which has just been published in the Federal Register, are due May 16.]]></description>
</item>
<item>
<title>Regulation CC</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2011/reg_news_20110303a.cfm?WT.rss_a=Regulation CC&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 3 Mar 2011 10:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2011/reg_news_20110303a.cfm</guid>
<description><![CDATA[Under a proposed amendment to Regulation CC, depositary banks would be entitled to expeditious return of checks only if they agree to receive returned checks electronically and paying banks would be allowed to require electronic presentment of checks presented for same-day settlement. The amendment would also shorten the safe-harbor period for an exception hold to four business days. Public comments on the proposal are due June 3.]]></description>
</item>
<item>
<title>Regulations B and V</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110301a.cfm?WT.rss_a=Regulations B and V&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 1 Mar 2011 10:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110301a.cfm</guid>
<description><![CDATA[The Federal Reserve and Federal Trade Commission are proposing new model forms and notices to comply with new credit score disclosure requirements included in the Dodd-Frank Wall Street Reform and Consumer Protection Act. Public comments are due 30 days after publication in the Federal Register.]]></description>
</item>
<item>
<title>Volcker Rule</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110214a.cfm?WT.rss_a=Volcker Rule&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 14 Feb 2011 16:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110214a.cfm</guid>
<description><![CDATA[An approved final rule, just published, explains how much time banking companies and nonbank financial companies supervised by the Federal Reserve will have to make their investments and activities conform to the so-called &amp;#8220;Volcker Rule,&amp;#8221; which restricts proprietary trading and relationships with hedge funds. The rule takes effect April 1.]]></description>
</item>
<item>
<title>Swaps</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110412a.cfm?WT.rss_a=Swaps&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Sat, 12 Feb 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110412a.cfm</guid>
<description><![CDATA[A joint rule proposed by five federal agencies, including the Federal Reserve, would impose margin and capital requirements on regulated swap entities. Public comments on the proposal are due June 24.]]></description>
</item>
<item>
<title>Orderly Resolution</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110412b.cfm?WT.rss_a=Orderly Resolution&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Sat, 12 Feb 2011 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110412b.cfm</guid>
<description><![CDATA[Under a proposed rule from the Federal Reserve and FDIC, systemically significant bank holding companies and nonbank financial companies would have to submit annual plans describing their strategies for rapid, orderly resolution in bankruptcy. These companies would also have to submit quarterly credit exposure reports. Public comments on the proposal are due June 10.]]></description>
</item>
<item>
<title>Systemically Important Nonbank Financial Companies</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110208a.cfm?WT.rss_a=Systemically Important Nonbank Financial Companies&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 8 Feb 2011 16:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110208a.cfm</guid>
<description><![CDATA[A new proposal sets standards to help determine whether a financial company qualifies for the Federal Reserve's new enhanced consolidated prudential supervision. Comments on the proposal are due March 30.]]></description>
</item>
<item>
<title>Reporting Requirements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110203a.cfm?WT.rss_a=Reporting Requirements&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 3 Feb 2011 11:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2011/reg_news_20110203a.cfm</guid>
<description><![CDATA[The federal bank and thrift regulatory agencies have proposed changes to thrift and thrift holding company reporting requirements. The changes are designed to bring uniformity to reporting requirements for insured banks and savings institutions and to do likewise for all holding companies supervised by the Federal Reserve. Comments on the proposed changes are due in April.]]></description>
</item>
<item>
<title>Truth In Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110201a.cfm?WT.rss_a=Truth In Lending&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 1 Feb 2011 10:36:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110201a.cfm</guid>
<description><![CDATA[In light of its July 2011 transfer of Truth In Lending authority to the new Bureau of Consumer Financial Protection, the Federal Reserve will not finalize three pending proposed amendments to Regulation Z. The proposed amendments addressed disclosures for closed-end loans and home equity lines of credit, reverse mortgages, and rescission rights.]]></description>
</item>
<item>
<title>SAFE Act</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110131a.cfm?WT.rss_a=SAFE Act&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 31 Jan 2011 10:36:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2011/reg_news_20110131a.cfm</guid>
<description><![CDATA[Effective January 31, residential mortgage loan originators employed by banks, thrifts, credit unions, or the Farm Credit System must register with the Nationwide Mortgage Licensing System and Registry.]]></description>
</item>
<item>
<title>Community Reinvestment Act</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_20101215a.cfm?WT.rss_a=Community Reinvestment Act&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 15 Dec 2010 10:57:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_20101215a.cfm</guid>
<description><![CDATA[A final interagency rule, substantially similar to one proposed this past June, expands Community Reinvestment Act consideration of neighborhood stabilization activities. The rule takes effect next month.]]></description>
</item>
<item>
<title>Basel II</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_20101215b.cfm?WT.rss_a=Basel II&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 15 Dec 2010 10:57:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_20101215b.cfm</guid>
<description><![CDATA[The Federal Reserve, FDIC, and OCC seek comment on proposed new market risk capital rules for banking origanizations that engage in significant trading activity. Comments are due in March, 2011.]]></description>
</item>
<item>
<title>Consumer Leasing</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20101213.cfm?WT.rss_a=Consumer Leasing&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 13 Dec 2010 10:36:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20101213.cfm</guid>
<description><![CDATA[New Proposed amendments to Regulation Z and Regulation M would apply the Truth In Lending Act and the Consumer Leasing Act, respectively, to consumer credit transactions and leases of up to $50,000. The current limit is $25,000. The proposed amendments are intended to implement requirements in the Dodd-Frank Wall Street Reform and Consumer Protection Act. Public comments are due February 1.]]></description>
</item>
<item>
<title>Appraisal and Evaluation Guidance</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_20101210.cfm?WT.rss_a=Appraisal and Evaluation Guidance&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 10 Dec 2010 10:57:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_20101210.cfm</guid>
</item>
<item>
<title>Incentive Compensation</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_20100621a.cfm?WT.rss_a=Incentive Compensation&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 21 Jun 2010 16:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_20100621a.cfm</guid>
</item>
<item>
<title>Community Reinvestment Act</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100617c.cfm?WT.rss_a=Community Reinvestment Act&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 17 Jun 2010 16:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100617c.cfm</guid>
</item>
<item>
<title>Credit Cards</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100615a.cfm?WT.rss_a=Credit Cards&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 15 Jun 2010 16:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100615a.cfm</guid>
</item>
<item>
<title>Term Deposit Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2010/reg_news_20100510b.cfm?WT.rss_a=Term Deposit Facility&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 12 May 2010 01:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2010/reg_news_20100510b.cfm</guid>
</item>
<item>
<title>Correspondent Relationships</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_2010-10382.cfm?WT.rss_a=Correspondent Relationships&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 4 May 2010 11:06:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_2010-10382.cfm</guid>
</item>
<item>
<title>Regulation E</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100323a.cfm?WT.rss_a=Regulation E&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 23 Mar 2010 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100323a.cfm</guid>
</item>
<item>
<title>Regulation Z</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100315.cfm?WT.rss_a=Regulation Z&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 15 Mar 2010 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100315.cfm</guid>
</item>
<item>
<title>Credit Cards</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100219a.cfm?WT.rss_a=Credit Cards&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 26 Feb 2010 01:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100219a.cfm</guid>
</item>
<item>
<title>Overdraft Fees</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100222a.cfm?WT.rss_a=Overdraft Fees&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 26 Feb 2010 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100222a.cfm</guid>
</item>
<item>
<title>Primary Credit</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2010/reg_news_20100218a.cfm?WT.rss_a=Primary Credit&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 19 Feb 2010 01:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2010/reg_news_20100218a.cfm</guid>
</item>
<item>
<title>Interest Rate Risk</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_100107a.cfm?WT.rss_a=Interest Rate Risk&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 7 Jan 2010 11:06:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_100107a.cfm</guid>
</item>
<item>
<title>Regulation CC</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_20091231a.cfm?WT.rss_a=Regulation CC&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 31 Dec 2009 13:28:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_20091231a.cfm</guid>
<description><![CDATA[The Federal Reserve Board has approved amendments to Appendix A of Regulation CC that reflect the restructuring of the Federal Reserve Banks&amp;#8217; check-processing operations.]]></description>
</item>
<item>
<title>Regulation D</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_091228a.cfm?WT.rss_a=Regulation D&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 28 Dec 2009 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_091228a.cfm</guid>
<description><![CDATA[The Federal Reserve has proposed auctioning interest-bearing term deposits to eligible institutions. Public comments on the proposal are due February 1, 2010.]]></description>
</item>
<item>
<title>Credit Reporting</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091222b.cfm?WT.rss_a=Credit Reporting&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 22 Dec 2009 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091222b.cfm</guid>
</item>
<item>
<title>Basel ll</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091217a.cfm?WT.rss_a=Basel ll&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 17 Dec 2009 08:25:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091217a.cfm</guid>
<description><![CDATA[The Basel Committee on Banking Supervision seeks public comment on proposed new capital and liquidity standards. Comments are due April 16, 2010.]]></description>
</item>
<item>
<title>Internet Gambling</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091127a.cfm?WT.rss_a=Internet Gambling&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 27 Nov 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091127a.cfm</guid>
</item>
<item>
<title>Electronic Fund Transfers</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091120b.cfm?WT.rss_a=Electronic Fund Transfers&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 20 Nov 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091120b.cfm</guid>
<description><![CDATA[New proposed rules would restrict the fees and expiration dates that apply to many gift cards.]]></description>
</item>
<item>
<title>Home Affordable Mortgage Program</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091030b.cfm?WT.rss_a=Home Affordable Mortgage Program&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 20 Nov 2009 08:25:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091030b.cfm</guid>
<description><![CDATA[A final rule allowing mortgage loans modified under the Home Affordable Mortgage Program to retain their pre-modification risk weights takes effect December 21.]]></description>
</item>
<item>
<title>Home Affordable Mortgage Program</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091120a.cfm?WT.rss_a=Home Affordable Mortgage Program&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 20 Nov 2009 08:25:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091120a.cfm</guid>
<description><![CDATA[A final rule allowing mortgage loans modified under the Home Affordable Mortgage Program to retain their pre-modification risk weights takes effect December 21.]]></description>
</item>
<item>
<title>Financial Privacy</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091117a.cfm?WT.rss_a=Financial Privacy&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 17 Nov 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091117a.cfm</guid>
<description><![CDATA[A new final model privacy notice, designed to enable compliance with the Financial Services Regulatory Relief Act of 2006, is now available.]]></description>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091116b.cfm?WT.rss_a=Truth in Lending&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 16 Nov 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091116b.cfm</guid>
<description><![CDATA[An approved interim rule under the Helping Families Save Their Homes Act requires notice to consumers whose mortgage loans have been sold or transferred.]]></description>
</item>
<item>
<title>Electronic Fund Transfers</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091112a.cfm?WT.rss_a=Electronic Fund Transfers&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 12 Nov 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091112a.cfm</guid>
<description><![CDATA[Final rules requiring financial institutions to obtain consumer consent before charging fees for overdraft protection on ATM and one-time debit card transactions take effect January 19, 2010 with a mandatory compliance date of July 1, 2010.]]></description>
</item>
<item>
<title>Regulation CC</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_091106a.cfm?WT.rss_a=Regulation CC&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 6 Nov 2009 13:28:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_091106a.cfm</guid>
<description><![CDATA[On December 12, check-processing operations will move from the head office of the Federal Reserve Bank of Philadelphia to the head office of the Federal Reserve Bank of Cleveland.]]></description>
</item>
<item>
<title>Payment Services</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_091103a.cfm?WT.rss_a=Payment Services&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 3 Nov 2009 13:28:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_091103a.cfm</guid>
<description><![CDATA[The 2010 fee schedule for priced services, effective January 4, is now available.]]></description>
</item>
<item>
<title>Commercial Real Estate</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091030a.cfm?WT.rss_a=Commercial Real Estate&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 30 Oct 2009 08:34:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091030a.cfm</guid>
</item>
<item>
<title>Term Asset-Backed Securities Loan Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_091005b.cfm?WT.rss_a=Term Asset-Backed Securities Loan Facility&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 8 Oct 2009 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_091005b.cfm</guid>
</item>
<item>
<title>Regulation Z</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090929a.cfm?WT.rss_a=Regulation Z&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 29 Sep 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090929a.cfm</guid>
<description><![CDATA[New proposed credit card rules.]]></description>
</item>
<item>
<title>Financial Privacy</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090924b.cfm?WT.rss_a=Financial Privacy&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 24 Sep 2009 11:49:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090924b.cfm</guid>
<description><![CDATA[New revisions to Regulation S will take effect January 1.]]></description>
</item>
<item>
<title>Credit Facilities</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090924a.cfm?WT.rss_a=Credit Facilities&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 24 Sep 2009 12:42:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090924a.cfm</guid>
</item>
<item>
<title>New Consumer Protection Program</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090915a.cfm?WT.rss_a=New Consumer Protection Program&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 15 Sep 2009 13:04:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090915a.cfm</guid>
</item>
<item>
<title>Accounting Standards</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090826a.cfm?WT.rss_a=Accounting Standards&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 1 Sep 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090826a.cfm</guid>
<description><![CDATA[A new proposed regulatory capital rule would change the way banking organizations account for items they currently exclude from their balance sheets]]></description>
</item>
<item>
<title>Lending Program Enhancements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090819a.cfm?WT.rss_a=Lending Program Enhancements&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 19 Aug 2009 10:36:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090819a.cfm</guid>
<description><![CDATA[On October 19, collateral pledged to secure discount window and TAF loans will be subject to a new schedule of margins.]]></description>
</item>
<item>
<title>Term Asset-Backed Securities Loan Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090817a.cfm?WT.rss_a=Term Asset-Backed Securities Loan Facility&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 17 Aug 2009 10:36:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090817a.cfm</guid>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090810a.cfm?WT.rss_a=Truth in Lending&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 10 Aug 2009 07:49:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090810a.cfm</guid>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090730a.cfm?WT.rss_a=Truth in Lending&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 30 Jul 2009 07:49:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090730a.cfm</guid>
</item>
<item>
<title>Term Auction Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090724a.cfm?WT.rss_a=Term Auction Facility&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 24 Jul 2009 13:44:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090724a.cfm</guid>
<description><![CDATA[The amount of TAF credit offered at each of two August auctions will be reduced to $100 billion.]]></description>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090723a.cfm?WT.rss_a=Truth in Lending&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 23 Jul 2009 13:54:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090723a.cfm</guid>
<description><![CDATA[Comments are due in late November on new proposed mortgage and HELOC disclosure rules.]]></description>
</item>
<item>
<title>Flood Insurance</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090721a.cfm?WT.rss_a=Flood Insurance&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 21 Jul 2009 07:39:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090721a.cfm</guid>
<description><![CDATA[Federal agencies released revised questions and answers about flood insurance.]]></description>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090715a.cfm?WT.rss_a=Truth in Lending&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 15 Jul 2009 10:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090715a.cfm</guid>
</item>
<item>
<title>Check-processing Operations</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090714a.cfm?WT.rss_a=Check-processing Operations&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 14 Jul 2009 21:56:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090714a.cfm</guid>
<description><![CDATA[Appendix A to Regulation CC now reflects the fact that the Chicago Fed's check-processing operations have moved to the Cleveland Fed.]]></description>
</item>
<item>
<title>Funding and Liquidity Risk Management </title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090630a.cfm?WT.rss_a=Funding and Liquidity Risk Management &amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 6 Jul 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090630a.cfm</guid>
</item>
<item>
<title>Consumer Credit Reporting</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090626a.cfm?WT.rss_a=Consumer Credit Reporting&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 2 Jul 2009 10:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090626a.cfm</guid>
</item>
<item>
<title>Consumer Credit Reporting</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090702a.cfm?WT.rss_a=Consumer Credit Reporting&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 2 Jul 2009 10:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090702a.cfm</guid>
</item>
<item>
<title>Liquidity Programs</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090625a.cfm?WT.rss_a=Liquidity Programs&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 25 Jun 2009 10:36:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090625a.cfm</guid>
<description><![CDATA[In response to market conditions, the Federal Reserve has extended some of its liquidity programs through February 1, 2010 and either narrowed or suspended others.]]></description>
</item>
<item>
<title>Consumer Advisory Council</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090508a.cfm?WT.rss_a=Consumer Advisory Council&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 22 Jun 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090508a.cfm</guid>
</item>
<item>
<title>Consumer Advisory Council</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090622a.cfm?WT.rss_a=Consumer Advisory Council&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Mon, 22 Jun 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090622a.cfm</guid>
</item>
<item>
<title>Release of FAS 166 and 167</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090612a.cfm?WT.rss_a=Release of FAS 166 and 167&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 12 Jun 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090612a.cfm</guid>
</item>
<item>
<title>Identity Theft FAQs</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090611a.cfm?WT.rss_a=Identity Theft FAQs&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 11 Jun 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090611a.cfm</guid>
</item>
<item>
<title>New TARP-related Capital Rules </title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090522a.cfm?WT.rss_a=New TARP-related Capital Rules &amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 22 May 2009 16:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090522a.cfm</guid>
</item>
<item>
<title>Final Amendments to Reg. D and Reg. I</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090520b.cfm?WT.rss_a=Final Amendments to Reg. D and Reg. I&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 20 May 2009 13:15:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090520b.cfm</guid>
</item>
<item>
<title>New TALF Eligibility for Some Commercial Mortgage-Backed Securities</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090519b.cfm?WT.rss_a=New TALF Eligibility for Some Commercial Mortgage-Backed Securities&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 19 May 2009 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090519b.cfm</guid>
</item>
<item>
<title>Changes to OC 12</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_oc12.cfm?WT.rss_a=Changes to OC 12&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 28 Apr 2009 21:56:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_oc12.cfm</guid>
</item>
<item>
<title>New Interest Rates for Some Asset-Backed Loans</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090421b.cfm?WT.rss_a=New Interest Rates for Some Asset-Backed Loans&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 21 Apr 2009 08:32:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090421b.cfm</guid>
</item>
<item>
<title>Clarifications to Credit Card Rules</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090421a.cfm?WT.rss_a=Clarifications to Credit Card Rules&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 21 Apr 2009 08:15:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090421a.cfm</guid>
</item>
<item>
<title>Operating Circular Changes</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_042709.cfm?WT.rss_a=Operating Circular Changes&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 31 Mar 2009 21:56:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_042709.cfm</guid>
<description><![CDATA[The Federal Reserve has revised two of the appendices to Operating Circular 4.

]]></description>
</item>
<item>
<title>Proposed PSAF Changes</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090331a.cfm?WT.rss_a=Proposed PSAF Changes&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 31 Mar 2009 21:56:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090331a.cfm</guid>
</item>
<item>
<title>Newly Eligible Asset-Backed Collateral</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090319a.cfm?WT.rss_a=Newly Eligible Asset-Backed Collateral&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 19 Mar 2009 19:41:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090319a.cfm</guid>
</item>
<item>
<title>Balance Sheet Expansion</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090223.cfm?WT.rss_a=Balance Sheet Expansion&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 18 Mar 2009 12:41:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090223.cfm</guid>
</item>
<item>
<title>New Capital Rules Delayed Until 2011</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090317a.cfm?WT.rss_a=New Capital Rules Delayed Until 2011&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 17 Mar 2009 16:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090317a.cfm</guid>
</item>
<item>
<title>New Proposed Amendments to Reg. Z</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090311a.cfm?WT.rss_a=New Proposed Amendments to Reg. Z&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 11 Mar 2009 11:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090311a.cfm</guid>
</item>
<item>
<title>New Governor</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/administrative/2009/reg_news_090227a.cfm?WT.rss_a=New Governor&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 27 Feb 2009 17:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/administrative/2009/reg_news_090227a.cfm</guid>
<description><![CDATA[Daniel K. Tarullo was formally sworn in as a member of the Board of Governors of the Federal Reserve System.]]></description>
</item>
<item>
<title>Capital Assistance Program</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090225a.cfm?WT.rss_a=Capital Assistance Program&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 25 Feb 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090225a.cfm</guid>
<description><![CDATA[Federal agencies announced they will begin stress tests of eligible bank holding companies with assets exceeding $100 billion. The agencies expect to complete the stress tests within the next two months.]]></description>
</item>
<item>
<title>Bank Holding Companies</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090224.cfm?WT.rss_a=Bank Holding Companies&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 24 Feb 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090224.cfm</guid>
<description><![CDATA[Bank holding companies should consult the Federal Reserve before declaring a dividend that could raise safety and soundness concerns, redeeming or repurchasing regulatory capital instruments when experiencing financial weaknesses, or redeeming or repurchasing common stock or perpetual preferred stock that would result in a net reduction in the amount of such equity instruments outstanding for the quarter.]]></description>
</item>
<item>
<title>Restructuring of Check-processing Operations</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090217a.cfm?WT.rss_a=Restructuring of Check-processing Operations&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 17 Feb 2009 21:56:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090217a.cfm</guid>
<description><![CDATA[The Federal Reserve Board has approved amendments to Appendix A of Regulation CC that reflect the restructuring of the Federal Reserve's check processing operations in the Third and Fifth Districts.

]]></description>
</item>
<item>
<title>Term Asset-Backed Securities Loan Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090210b.cfm?WT.rss_a=Term Asset-Backed Securities Loan Facility&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 10 Feb 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090210b.cfm</guid>
<description><![CDATA[The Federal Reserve is prepared to undertake a substantial expansion of the TALF.]]></description>
</item>
<item>
<title>Term Asset-Backed Securities Loan Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090206a.cfm?WT.rss_a=Term Asset-Backed Securities Loan Facility&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 6 Feb 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090206a.cfm</guid>
<description><![CDATA[The Federal Reserve Board released additional terms and conditions of the TALF.]]></description>
</item>
<item>
<title>Asset-Backed Commercial Paper Money Market Fund Liquidity Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090130a.cfm?WT.rss_a=Asset-Backed Commercial Paper Money Market Fund Liquidity Facility&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 30 Jan 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090130a.cfm</guid>
<description><![CDATA[The Federal Reserve approved three final rules, previously approved as interim rules, to facilitate participation in the AMLF and the provision of liquidity to affiliates for assets typically funded in the tri-party repo market.]]></description>
</item>
<item>
<title>Residential Mortgage Assets</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090130a.cfm?WT.rss_a=Residential Mortgage Assets&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 30 Jan 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090130a.cfm</guid>
<description><![CDATA[The Federal Reserve will help avoid preventable foreclosures on some residential mortgage assets held by a Reserve Bank.]]></description>
</item>
<item>
<title>Excess Balance Accounts</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090129a.cfm?WT.rss_a=Excess Balance Accounts&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Thu, 29 Jan 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090129a.cfm</guid>
<description><![CDATA[Comments are due March 2 on a proposal to allow particular institutions to earn interest at the excess-balance rate in Reserve Bank accounts managed by a correspondent or other agent.]]></description>
</item>
<item>
<title>Expedited Funds Availability</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090116b.cfm?WT.rss_a=Expedited Funds Availability&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Fri, 16 Jan 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090116b.cfm</guid>
<description><![CDATA[Federal Reserve check processing operations in Charlotte will move to Atlanta on March 21. This will cause some formerly nonlocal checks to become local under Regulation CC's expedited availability rules.]]></description>
</item>
<item>
<title>Money Market Investor Funding</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090107a.cfm?WT.rss_a=Money Market Investor Funding&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Wed, 7 Jan 2009 15:46:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090107a.cfm</guid>
<description><![CDATA[The Federal Reserve expanded eligibility to participate in the Money Market Investor Funding Facility and made adjustments so that the program can remain a viable source of backup liquidity even at low market interest rates.

]]></description>
</item>
<item>
<title>Community Reinvestment</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090106a.cfm?WT.rss_a=Community Reinvestment&amp;WT.rss_f=Regulatory News - Banking&amp;WT.rss_ev=a</link>
<pubDate>Tue, 6 Jan 2009 13:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090106a.cfm</guid>
<description><![CDATA[Federal agencies published revised questions and answers on CRA, adding 9 answers, revising 14, and requesting comment by Mar. 9 on three new or revised answers.]]></description>
</item>
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