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<title>Regulatory News - Banking - Federal Reserve Bank of Richmond</title>
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<description>Feeds from the Federal Reserve Bank of Richmond</description>
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<item>
<title>Incentive Compensation</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_20100621a.cfm</link>
<pubDate>Mon, 21 Jun 2010 16:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_20100621a.cfm</guid>
</item>
<item>
<title>Community Reinvestment Act</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100617c.cfm</link>
<pubDate>Thu, 17 Jun 2010 16:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100617c.cfm</guid>
</item>
<item>
<title>Credit Cards</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100615a.cfm</link>
<pubDate>Tue, 15 Jun 2010 16:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100615a.cfm</guid>
</item>
<item>
<title>Term Deposit Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2010/reg_news_20100510b.cfm</link>
<pubDate>Wed, 12 May 2010 01:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2010/reg_news_20100510b.cfm</guid>
</item>
<item>
<title>Correspondent Relationships</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_2010-10382.cfm</link>
<pubDate>Tue, 4 May 2010 11:06:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_2010-10382.cfm</guid>
</item>
<item>
<title>Regulation E</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100323a.cfm</link>
<pubDate>Tue, 23 Mar 2010 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100323a.cfm</guid>
</item>
<item>
<title>Regulation Z</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100315.cfm</link>
<pubDate>Mon, 15 Mar 2010 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100315.cfm</guid>
</item>
<item>
<title>Overdraft Fees</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100222a.cfm</link>
<pubDate>Fri, 26 Feb 2010 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100222a.cfm</guid>
</item>
<item>
<title>Credit Cards</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100219a.cfm</link>
<pubDate>Fri, 26 Feb 2010 01:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2010/reg_news_20100219a.cfm</guid>
</item>
<item>
<title>Primary Credit</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2010/reg_news_20100218a.cfm</link>
<pubDate>Fri, 19 Feb 2010 01:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2010/reg_news_20100218a.cfm</guid>
</item>
<item>
<title>Interest Rate Risk</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_100107a.cfm</link>
<pubDate>Thu, 7 Jan 2010 11:06:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2010/reg_news_100107a.cfm</guid>
</item>
<item>
<title>Regulation CC</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_20091231a.cfm</link>
<pubDate>Thu, 31 Dec 2009 13:28:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_20091231a.cfm</guid>
<description><![CDATA[The Federal Reserve Board has approved amendments to Appendix A of Regulation CC that reflect the restructuring of the Federal Reserve Banks&amp;#8217; check-processing operations.]]></description>
</item>
<item>
<title>Regulation D</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_091228a.cfm</link>
<pubDate>Mon, 28 Dec 2009 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_091228a.cfm</guid>
<description><![CDATA[The Federal Reserve has proposed auctioning interest-bearing term deposits to eligible institutions. Public comments on the proposal are due February 1, 2010.]]></description>
</item>
<item>
<title>Credit Reporting</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091222b.cfm</link>
<pubDate>Tue, 22 Dec 2009 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091222b.cfm</guid>
</item>
<item>
<title>Basel ll</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091217a.cfm</link>
<pubDate>Thu, 17 Dec 2009 08:25:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091217a.cfm</guid>
<description><![CDATA[The Basel Committee on Banking Supervision seeks public comment on proposed new capital and liquidity standards. Comments are due April 16, 2010.]]></description>
</item>
<item>
<title>Internet Gambling</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091127a.cfm</link>
<pubDate>Fri, 27 Nov 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091127a.cfm</guid>
</item>
<item>
<title>Home Affordable Mortgage Program</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091120a.cfm</link>
<pubDate>Fri, 20 Nov 2009 08:25:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091120a.cfm</guid>
<description><![CDATA[A final rule allowing mortgage loans modified under the Home Affordable Mortgage Program to retain their pre-modification risk weights takes effect December 21.]]></description>
</item>
<item>
<title>Home Affordable Mortgage Program</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091030b.cfm</link>
<pubDate>Fri, 20 Nov 2009 08:25:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091030b.cfm</guid>
<description><![CDATA[A final rule allowing mortgage loans modified under the Home Affordable Mortgage Program to retain their pre-modification risk weights takes effect December 21.]]></description>
</item>
<item>
<title>Electronic Fund Transfers</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091120b.cfm</link>
<pubDate>Fri, 20 Nov 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091120b.cfm</guid>
<description><![CDATA[New proposed rules would restrict the fees and expiration dates that apply to many gift cards.]]></description>
</item>
<item>
<title>Financial Privacy</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091117a.cfm</link>
<pubDate>Tue, 17 Nov 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091117a.cfm</guid>
<description><![CDATA[A new final model privacy notice, designed to enable compliance with the Financial Services Regulatory Relief Act of 2006, is now available.]]></description>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091116b.cfm</link>
<pubDate>Mon, 16 Nov 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091116b.cfm</guid>
<description><![CDATA[An approved interim rule under the Helping Families Save Their Homes Act requires notice to consumers whose mortgage loans have been sold or transferred.]]></description>
</item>
<item>
<title>Electronic Fund Transfers</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091112a.cfm</link>
<pubDate>Thu, 12 Nov 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_091112a.cfm</guid>
<description><![CDATA[Final rules requiring financial institutions to obtain consumer consent before charging fees for overdraft protection on ATM and one-time debit card transactions take effect January 19, 2010 with a mandatory compliance date of July 1, 2010.]]></description>
</item>
<item>
<title>Regulation CC</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_091106a.cfm</link>
<pubDate>Fri, 6 Nov 2009 13:28:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_091106a.cfm</guid>
<description><![CDATA[On December 12, check-processing operations will move from the head office of the Federal Reserve Bank of Philadelphia to the head office of the Federal Reserve Bank of Cleveland.]]></description>
</item>
<item>
<title>Payment Services</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_091103a.cfm</link>
<pubDate>Tue, 3 Nov 2009 13:28:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_091103a.cfm</guid>
<description><![CDATA[The 2010 fee schedule for priced services, effective January 4, is now available.]]></description>
</item>
<item>
<title>Commercial Real Estate</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091030a.cfm</link>
<pubDate>Fri, 30 Oct 2009 08:34:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_091030a.cfm</guid>
</item>
<item>
<title>Term Asset-Backed Securities Loan Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_091005b.cfm</link>
<pubDate>Thu, 8 Oct 2009 13:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_091005b.cfm</guid>
</item>
<item>
<title>Regulation Z</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090929a.cfm</link>
<pubDate>Tue, 29 Sep 2009 16:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090929a.cfm</guid>
<description><![CDATA[New proposed credit card rules.]]></description>
</item>
<item>
<title>Financial Privacy</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090924b.cfm</link>
<pubDate>Thu, 24 Sep 2009 11:49:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090924b.cfm</guid>
<description><![CDATA[New revisions to Regulation S will take effect January 1.]]></description>
</item>
<item>
<title>Credit Facilities</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090924a.cfm</link>
<pubDate>Thu, 24 Sep 2009 12:42:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090924a.cfm</guid>
</item>
<item>
<title>New Consumer Protection Program</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090915a.cfm</link>
<pubDate>Tue, 15 Sep 2009 13:04:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090915a.cfm</guid>
</item>
<item>
<title>Accounting Standards</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090826a.cfm</link>
<pubDate>Tue, 1 Sep 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090826a.cfm</guid>
<description><![CDATA[A new proposed regulatory capital rule would change the way banking organizations account for items they currently exclude from their balance sheets]]></description>
</item>
<item>
<title>Lending Program Enhancements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090819a.cfm</link>
<pubDate>Wed, 19 Aug 2009 10:36:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090819a.cfm</guid>
<description><![CDATA[On October 19, collateral pledged to secure discount window and TAF loans will be subject to a new schedule of margins.]]></description>
</item>
<item>
<title>Term Asset-Backed Securities Loan Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090817a.cfm</link>
<pubDate>Mon, 17 Aug 2009 10:36:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090817a.cfm</guid>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090810a.cfm</link>
<pubDate>Mon, 10 Aug 2009 07:49:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090810a.cfm</guid>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090730a.cfm</link>
<pubDate>Thu, 30 Jul 2009 07:49:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090730a.cfm</guid>
</item>
<item>
<title>Term Auction Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090724a.cfm</link>
<pubDate>Fri, 24 Jul 2009 13:44:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090724a.cfm</guid>
<description><![CDATA[The amount of TAF credit offered at each of two August auctions will be reduced to $100 billion.]]></description>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090723a.cfm</link>
<pubDate>Thu, 23 Jul 2009 13:54:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090723a.cfm</guid>
<description><![CDATA[Comments are due in late November on new proposed mortgage and HELOC disclosure rules.]]></description>
</item>
<item>
<title>Flood Insurance</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090721a.cfm</link>
<pubDate>Tue, 21 Jul 2009 07:39:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090721a.cfm</guid>
<description><![CDATA[Federal agencies released revised questions and answers about flood insurance.]]></description>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090715a.cfm</link>
<pubDate>Wed, 15 Jul 2009 10:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090715a.cfm</guid>
</item>
<item>
<title>Check-processing Operations</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090714a.cfm</link>
<pubDate>Tue, 14 Jul 2009 21:56:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090714a.cfm</guid>
<description><![CDATA[Appendix A to Regulation CC now reflects the fact that the Chicago Fed's check-processing operations have moved to the Cleveland Fed.]]></description>
</item>
<item>
<title>Funding and Liquidity Risk Management </title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090630a.cfm</link>
<pubDate>Mon, 6 Jul 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090630a.cfm</guid>
</item>
<item>
<title>Consumer Credit Reporting</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090702a.cfm</link>
<pubDate>Thu, 2 Jul 2009 10:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090702a.cfm</guid>
</item>
<item>
<title>Consumer Credit Reporting</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090626a.cfm</link>
<pubDate>Thu, 2 Jul 2009 10:55:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090626a.cfm</guid>
</item>
<item>
<title>Liquidity Programs</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090625a.cfm</link>
<pubDate>Thu, 25 Jun 2009 10:36:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090625a.cfm</guid>
<description><![CDATA[In response to market conditions, the Federal Reserve has extended some of its liquidity programs through February 1, 2010 and either narrowed or suspended others.]]></description>
</item>
<item>
<title>Consumer Advisory Council</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090508a.cfm</link>
<pubDate>Mon, 22 Jun 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090508a.cfm</guid>
</item>
<item>
<title>Consumer Advisory Council</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090622a.cfm</link>
<pubDate>Mon, 22 Jun 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090622a.cfm</guid>
</item>
<item>
<title>Release of FAS 166 and 167</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090612a.cfm</link>
<pubDate>Fri, 12 Jun 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090612a.cfm</guid>
</item>
<item>
<title>Identity Theft FAQs</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090611a.cfm</link>
<pubDate>Thu, 11 Jun 2009 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090611a.cfm</guid>
</item>
<item>
<title>New TARP-related Capital Rules </title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090522a.cfm</link>
<pubDate>Fri, 22 May 2009 16:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090522a.cfm</guid>
</item>
<item>
<title>Final Amendments to Reg. D and Reg. I</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090520b.cfm</link>
<pubDate>Wed, 20 May 2009 13:15:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090520b.cfm</guid>
</item>
<item>
<title>New TALF Eligibility for Some Commercial Mortgage-Backed Securities</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090519b.cfm</link>
<pubDate>Tue, 19 May 2009 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090519b.cfm</guid>
</item>
<item>
<title>Changes to OC 12</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_oc12.cfm</link>
<pubDate>Tue, 28 Apr 2009 21:56:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_oc12.cfm</guid>
</item>
<item>
<title>New Interest Rates for Some Asset-Backed Loans</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090421b.cfm</link>
<pubDate>Tue, 21 Apr 2009 08:32:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090421b.cfm</guid>
</item>
<item>
<title>Clarifications to Credit Card Rules</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090421a.cfm</link>
<pubDate>Tue, 21 Apr 2009 08:15:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090421a.cfm</guid>
</item>
<item>
<title>Proposed PSAF Changes</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090331a.cfm</link>
<pubDate>Tue, 31 Mar 2009 21:56:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090331a.cfm</guid>
</item>
<item>
<title>Operating Circular Changes</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_042709.cfm</link>
<pubDate>Tue, 31 Mar 2009 21:56:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_042709.cfm</guid>
<description><![CDATA[The Federal Reserve has revised two of the appendices to Operating Circular 4.

]]></description>
</item>
<item>
<title>Newly Eligible Asset-Backed Collateral</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090319a.cfm</link>
<pubDate>Thu, 19 Mar 2009 19:41:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090319a.cfm</guid>
</item>
<item>
<title>Balance Sheet Expansion</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090223.cfm</link>
<pubDate>Wed, 18 Mar 2009 12:41:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090223.cfm</guid>
</item>
<item>
<title>New Capital Rules Delayed Until 2011</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090317a.cfm</link>
<pubDate>Tue, 17 Mar 2009 16:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090317a.cfm</guid>
</item>
<item>
<title>New Proposed Amendments to Reg. Z</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090311a.cfm</link>
<pubDate>Wed, 11 Mar 2009 11:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090311a.cfm</guid>
</item>
<item>
<title>New Governor</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/administrative/2009/reg_news_090227a.cfm</link>
<pubDate>Fri, 27 Feb 2009 17:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/administrative/2009/reg_news_090227a.cfm</guid>
<description><![CDATA[Daniel K. Tarullo was formally sworn in as a member of the Board of Governors of the Federal Reserve System.]]></description>
</item>
<item>
<title>Capital Assistance Program</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090225a.cfm</link>
<pubDate>Wed, 25 Feb 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090225a.cfm</guid>
<description><![CDATA[Federal agencies announced they will begin stress tests of eligible bank holding companies with assets exceeding $100 billion. The agencies expect to complete the stress tests within the next two months.]]></description>
</item>
<item>
<title>Bank Holding Companies</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090224.cfm</link>
<pubDate>Tue, 24 Feb 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090224.cfm</guid>
<description><![CDATA[Bank holding companies should consult the Federal Reserve before declaring a dividend that could raise safety and soundness concerns, redeeming or repurchasing regulatory capital instruments when experiencing financial weaknesses, or redeeming or repurchasing common stock or perpetual preferred stock that would result in a net reduction in the amount of such equity instruments outstanding for the quarter.]]></description>
</item>
<item>
<title>Restructuring of Check-processing Operations</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090217a.cfm</link>
<pubDate>Tue, 17 Feb 2009 21:56:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2009/reg_news_090217a.cfm</guid>
<description><![CDATA[The Federal Reserve Board has approved amendments to Appendix A of Regulation CC that reflect the restructuring of the Federal Reserve's check processing operations in the Third and Fifth Districts.

]]></description>
</item>
<item>
<title>Term Asset-Backed Securities Loan Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090210b.cfm</link>
<pubDate>Tue, 10 Feb 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090210b.cfm</guid>
<description><![CDATA[The Federal Reserve is prepared to undertake a substantial expansion of the TALF.]]></description>
</item>
<item>
<title>Term Asset-Backed Securities Loan Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090206a.cfm</link>
<pubDate>Fri, 6 Feb 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090206a.cfm</guid>
<description><![CDATA[The Federal Reserve Board released additional terms and conditions of the TALF.]]></description>
</item>
<item>
<title>Asset-Backed Commercial Paper Money Market Fund Liquidity Facility</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090130a.cfm</link>
<pubDate>Fri, 30 Jan 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2009/reg_news_090130a.cfm</guid>
<description><![CDATA[The Federal Reserve approved three final rules, previously approved as interim rules, to facilitate participation in the AMLF and the provision of liquidity to affiliates for assets typically funded in the tri-party repo market.]]></description>
</item>
<item>
<title>Residential Mortgage Assets</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090130a.cfm</link>
<pubDate>Fri, 30 Jan 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090130a.cfm</guid>
<description><![CDATA[The Federal Reserve will help avoid preventable foreclosures on some residential mortgage assets held by a Reserve Bank.]]></description>
</item>
<item>
<title>Excess Balance Accounts</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090129a.cfm</link>
<pubDate>Thu, 29 Jan 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090129a.cfm</guid>
<description><![CDATA[Comments are due March 2 on a proposal to allow particular institutions to earn interest at the excess-balance rate in Reserve Bank accounts managed by a correspondent or other agent.]]></description>
</item>
<item>
<title>Expedited Funds Availability</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090116b.cfm</link>
<pubDate>Fri, 16 Jan 2009 14:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090116b.cfm</guid>
<description><![CDATA[Federal Reserve check processing operations in Charlotte will move to Atlanta on March 21. This will cause some formerly nonlocal checks to become local under Regulation CC's expedited availability rules.]]></description>
</item>
<item>
<title>Money Market Investor Funding</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090107a.cfm</link>
<pubDate>Wed, 7 Jan 2009 15:46:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2009/reg_news_090107a.cfm</guid>
<description><![CDATA[The Federal Reserve expanded eligibility to participate in the Money Market Investor Funding Facility and made adjustments so that the program can remain a viable source of backup liquidity even at low market interest rates.

]]></description>
</item>
<item>
<title>Community Reinvestment</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090106a.cfm</link>
<pubDate>Tue, 6 Jan 2009 13:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2009/reg_news_090106a.cfm</guid>
<description><![CDATA[Federal agencies published revised questions and answers on CRA, adding 9 answers, revising 14, and requesting comment by Mar. 9 on three new or revised answers.]]></description>
</item>
<item>
<title>Mortgage-Backed Securities Purchase Program</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081230b.cfm</link>
<pubDate>Tue, 30 Dec 2008 10:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081230b.cfm</guid>
<description><![CDATA[The Federal Reserve released details about its program, expected to begin in January, to purchase mortgage-backed securities.]]></description>
</item>
<item>
<title>Identity Theft</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081222a.cfm</link>
<pubDate>Mon, 22 Dec 2008 08:12:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081222a.cfm</guid>
<description><![CDATA[Federal agencies published an updated brochure to help consumers prevent and resolve identity theft.

]]></description>
</item>
<item>
<title>Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081219b2.cfm</link>
<pubDate>Fri, 19 Dec 2008 16:31:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081219b2.cfm</guid>
<description><![CDATA[The Federal Reserve Board issued revised terms and conditions and questions and answers detailing operational aspects of the Term Asset-Backed Securities Loan Facility.

]]></description>
</item>
<item>
<title>Payments System Risk</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081219a.cfm</link>
<pubDate>Fri, 19 Dec 2008 16:25:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081219a.cfm</guid>
<description><![CDATA[The Federal Reserve Board adopted revisions to its Payment System Risk policy designed to improve intraday liquidity management and payment flows for the banking system, while also helping to mitigate the credit exposures of the Federal Reserve Banks from daylight overdrafts.

]]></description>
</item>
<item>
<title>Payments System Risk</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081219b.cfm</link>
<pubDate>Fri, 19 Dec 2008 14:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081219b.cfm</guid>
<description><![CDATA[

The Federal Reserve Board is dropping its proposal to change the daylight overdraft posting rules at least for the time being. Commercial and government ACH debit transfers processed by FedACH will continue to be posted at 11:00 a.m. ET, and commercial and government ACH credit transfers will continue to be posted at 8:30 a.m. ET. 

]]></description>
</item>
<item>
<title>Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081218a.cfm</link>
<pubDate>Thu, 18 Dec 2008 11:21:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081218a.cfm</guid>
<description><![CDATA[The Federal Reserve Board approved rules, effective July 1, 2010, to protect credit card users by prohibiting certain unfair acts or practices and improving disclosures.

]]></description>
</item>
<item>
<title>Home Mortgage Disclosure</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081218b.cfm</link>
<pubDate>Thu, 18 Dec 2008 16:16:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081218b.cfm</guid>
<description><![CDATA[Depository institutions with assets of $39 million or less on December 31 are exempt from collecting HMDA data in 2009.

]]></description>
</item>
<item>
<title>Overdraft Services</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081218a2.cfm</link>
<pubDate>Thu, 18 Dec 2008 13:39:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081218a2.cfm</guid>
<description><![CDATA[Comments are due in February on a proposal to give consumers a choice regarding the payment of overdrafts for automated teller machine withdrawals and one-time debit card transactions. The Federal Reserve Board also adopted a rule, effective January 1, 2010, addressing disclosure practices for overdraft services.

]]></description>
</item>
<item>
<title>Expedited Funds Availability</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081217b.cfm</link>
<pubDate>Wed, 17 Dec 2008 12:50:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081217b.cfm</guid>
</item>
<item>
<title>Community Reinvestment</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081217a.cfm</link>
<pubDate>Wed, 17 Dec 2008 12:50:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081217a.cfm</guid>
</item>
<item>
<title>Reserve Requirements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_1217.cfm</link>
<pubDate>Wed, 17 Dec 2008 23:50:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_1217.cfm</guid>
</item>
<item>
<title>Reserve Requirements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/081217.cfm</link>
<pubDate>Wed, 17 Dec 2008 23:50:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/081217.cfm</guid>
</item>
<item>
<title>Capital Guidelines</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081217c.cfm</link>
<pubDate>Wed, 17 Dec 2008 09:23:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081217c.cfm</guid>
<description><![CDATA[Federal agencies have approved a final rule to permit banking organizations to reduce goodwill it must deduct from tier 1 capital by any associated deferred tax liability.]]></description>
</item>
<item>
<title>Country Exposure</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_sr0812.cfm</link>
<pubDate>Tue, 16 Dec 2008 09:23:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_sr0812.cfm</guid>
<description><![CDATA[The banking agencies have issued a revised Guide to the Interagency Country Exposure Review Committee Process.]]></description>
</item>
<item>
<title>Truth in Lending - HEADLINE</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081205a.cfm</link>
<pubDate>Mon, 8 Dec 2008 08:53:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081205a.cfm</guid>
<description><![CDATA[Comments are due January 23 on revised disclosure requirements for mortgage loans, implementing recent legislation.]]></description>
</item>
<item>
<title>Liquidity Facilities</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081125a.cfm</link>
<pubDate>Tue, 2 Dec 2008 14:20:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081125a.cfm</guid>
<description><![CDATA[Federal Reserve announces the extension through April 30, 2009, of three liquidity facilities.]]></description>
</item>
<item>
<title>Credit Markets</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081125b.cfm</link>
<pubDate>Tue, 25 Nov 2008 09:23:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081125b.cfm</guid>
<description><![CDATA[The Federal Reserve is initiating a program to purchase direct obligations of housing-related government-sponsored enterprises and mortgage-backed securities backed by Fannie Mae, Freddie Mac, and Ginnie Mae. ]]></description>
</item>
<item>
<title>Expedited Funds Availability</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_081118a.cfm</link>
<pubDate>Tue, 18 Nov 2008 08:34:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_081118a.cfm</guid>
<description><![CDATA[Federal Reserve check processing operations in Des Moines will move to Chicago on January 31.

]]></description>
</item>
<item>
<title>Real Estate Appraisal Guidelines</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081114.cfm</link>
<pubDate>Fri, 14 Nov 2008 11:05:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081114.cfm</guid>
</item>
<item>
<title>Internet Gambling</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081113.cfm</link>
<pubDate>Thu, 13 Nov 2008 12:50:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081113.cfm</guid>
<description><![CDATA[The Federal Reserve Board and the Treasury have adopted rules implementing the Unlawful Internet Gambling Enforcement Act of 2006.

]]></description>
</item>
<item>
<title>Interagency Supervisory Guidance</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081112.cfm</link>
<pubDate>Wed, 12 Nov 2008 12:50:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081112.cfm</guid>
<description><![CDATA[Statement on meeting the needs of creditworthy borrowers.

]]></description>
</item>
<item>
<title>Interagency Supervisory Guidance</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081020b.cfm</link>
<pubDate>Wed, 12 Nov 2008 12:50:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_081020b.cfm</guid>
<description><![CDATA[Statement on meeting the needs of creditworthy borrowers.

]]></description>
</item>
<item>
<title>Check Consolidation</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_1106.cfm</link>
<pubDate>Thu, 6 Nov 2008 11:35:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_1106.cfm</guid>
</item>
<item>
<title>Reserve Requirements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081105a.cfm</link>
<pubDate>Wed, 5 Nov 2008 13:26:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081105a.cfm</guid>
<description><![CDATA[The Federal Reserve is changing the formulas for interest paid on required and excess reserve balances.]]></description>
</item>
<item>
<title>Capital Guidelines</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081031a.cfm</link>
<pubDate>Fri, 31 Oct 2008 17:18:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081031a.cfm</guid>
<description><![CDATA[Banks, bank holding companies, and thrifts may adjust their September 30, 2008 regulatory capital calculations for the tax effects from losses on direct and indirect investments in Fannie Mae and Freddie Mac preferred stock.

]]></description>
</item>
<item>
<title>Payment Services</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_081030a.cfm</link>
<pubDate>Thu, 30 Oct 2008 11:35:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_081030a.cfm</guid>
<description><![CDATA[Next year's fee schedules for priced services are available.]]></description>
</item>
<item>
<title>Reciprocal Currency Arrangements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081029b.cfm</link>
<pubDate>Thu, 30 Oct 2008 10:50:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081029b.cfm</guid>
<description><![CDATA[The Federal Reserve approved temporary liquidity swap facilities with the central banks of Brazil, Mexico, Korea, and Singapore.]]></description>
</item>
<item>
<title>Reciprocal Currency Arrangements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081028a.cfm</link>
<pubDate>Wed, 29 Oct 2008 08:48:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081028a.cfm</guid>
<description><![CDATA[The Federal Open Market Committee authorized a temporary swap facility with the Reserve Bank of New Zealand.]]></description>
</item>
<item>
<title>Reserve Accounts</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_1022a.cfm</link>
<pubDate>Wed, 22 Oct 2008 15:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_1022a.cfm</guid>
<description><![CDATA[Fed&amp;nbsp;alters the formula used to determine the interest rate paid to depository institutions on excess balances.]]></description>
</item>
<item>
<title>Money Market Investor Funding</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_1021a.cfm</link>
<pubDate>Tue, 21 Oct 2008 09:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_1021a.cfm</guid>
<description><![CDATA[The Federal Reserve is creating&amp;nbsp;a Money Market Investor Funding Facility to support a private-sector initiative designed to provide liquidity to U.S. money market investors.]]></description>
</item>
<item>
<title>Capital and Liquidity Programs</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081020a.cfm</link>
<pubDate>Mon, 20 Oct 2008 14:58:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081020a.cfm</guid>
<description><![CDATA[Application guidelines and other information are available for the Treasury's capital purchase program and the FDIC's temporary liquidity guarantee program.]]></description>
</item>
<item>
<title>Capital Guidelines</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081017a.cfm</link>
<pubDate>Fri, 17 Oct 2008 08:52:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081017a.cfm</guid>
<description><![CDATA[Banking organizations may recognize the economic benefits of the recently legislated change in the tax treatment of losses on Fannie Mae and Freddie Mac preferred stock in the third quarter of 2008 for regulatory capital purposes.]]></description>
</item>
<item>
<title>Bank Holding Companies</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081016a.cfm</link>
<pubDate>Thu, 16 Oct 2008 08:47:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081016a.cfm</guid>
<description><![CDATA[New guidance is available about the consolidated supervision of bank holding companies and combined U.S. operations of foreign banking organizations and about supervisory expectations for firm-wide compliance risk management.]]></description>
</item>
<item>
<title>Reciprocal Currency Arrangements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081014d.cfm</link>
<pubDate>Tue, 14 Oct 2008 11:59:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081014d.cfm</guid>
<description><![CDATA[The FOMC authorized an increase in the size of its temporary swap line with the Bank of Japan.]]></description>
</item>
<item>
<title>Commercial Paper Funding</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081014b.cfm</link>
<pubDate>Tue, 14 Oct 2008 11:39:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081014b.cfm</guid>
<description><![CDATA[The Federal Reserve will begin funding purchases of commercial paper on October 27.

]]></description>
</item>
<item>
<title>Credit Markets</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081014a.cfm</link>
<pubDate>Tue, 14 Oct 2008 09:15:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081014a.cfm</guid>
<description><![CDATA[The Treasury announced a voluntary capital purchase program and has authorized the FDIC to guarantee senior debt of all FDIC-insured institutions and their holding companies, as well as deposits in non-interest bearing deposit transaction accounts.]]></description>
</item>
<item>
<title>Reciprocal Currency Arrangements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081013a.cfm</link>
<pubDate>Mon, 13 Oct 2008 10:27:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081013a.cfm</guid>
<description><![CDATA[The Federal Reserve and other central banks adopted further measures to improve liquidity in short-term U.S. dollar funding markets.

]]></description>
</item>
<item>
<title>Regulatory News Discount Loans</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081008a.cfm</link>
<pubDate>Wed, 8 Oct 2008 11:08:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081008a.cfm</guid>
<description><![CDATA[With the approval of the Federal Reserve Board and as part of coordinated actions among several central banks, this Reserve Bank reduced its primary credit rate to 1-3/4 percent.

]]></description>
</item>
<item>
<title>Regulatory News Capital Guidelines</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081007a.cfm</link>
<pubDate>Tue, 7 Oct 2008 11:11:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_081007a.cfm</guid>
</item>
<item>
<title>Regulatory News Loans</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081007a.cfm</link>
<pubDate>Tue, 7 Oct 2008 14:39:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081007a.cfm</guid>
</item>
<item>
<title>Regulatory News Reserves and Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081006a.cfm</link>
<pubDate>Mon, 6 Oct 2008 14:33:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_081006a.cfm</guid>
</item>
<item>
<title>U.S. Dollar Liquidity</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080929b.cfm</link>
<pubDate>Mon, 29 Sep 2008 13:19:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080929b.cfm</guid>
<description><![CDATA[In response to continued strains in short-term funding markets, the Federal Reserve and other central banks announced further coordinated actions to expand significantly the capacity to provide U.S. dollar liquidity.

]]></description>
</item>
<item>
<title>Regulatory News Reserve Requirements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080929a.cfm</link>
<pubDate>Mon, 29 Sep 2008 13:14:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080929a.cfm</guid>
</item>
<item>
<title>Regulatory News Bank Holding Companies</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080922a.cfm</link>
<pubDate>Thu, 25 Sep 2008 12:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080922a.cfm</guid>
</item>
<item>
<title>Regulatory News Market Liquidity</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080919a.cfm</link>
<pubDate>Thu, 25 Sep 2008 11:54:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080919a.cfm</guid>
</item>
<item>
<title>Regulatory News Reciprocal Currency Arrangements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080924a.cfm</link>
<pubDate>Thu, 25 Sep 2008 11:47:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080924a.cfm</guid>
</item>
<item>
<title>Regulatory News Market Liquidity</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080919a.cfm</link>
<pubDate>Mon, 22 Sep 2008 11:23:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080919a.cfm</guid>
<description><![CDATA[To facilitate participation by depository institutions and bank holding companies in the special lending program as intermediaries between the Federal Reserve and money market mutual funds, the Federal Reserve Board approved temporary limited exceptions to the Board's leverage and risk-based capital rules for bank holding companies and state member banks and to sections 23A and 23B of the Federal Reserve Act, which restrict transactions between banks and their affiliates.



&amp;nbsp;

]]></description>
</item>
<item>
<title>Regulatory News Reciprocal Currency Arrangements</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080918a.cfm</link>
<pubDate>Thu, 18 Sep 2008 13:00:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080918a.cfm</guid>
</item>
<item>
<title>Regulatory News Right to Financial Privacy</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080813a.cfm</link>
<pubDate>Wed, 17 Sep 2008 12:57:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080813a.cfm</guid>
</item>
<item>
<title>Regulatory News Discount Window</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080730a.cfm</link>
<pubDate>Wed, 17 Sep 2008 12:49:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080730a.cfm</guid>
</item>
<item>
<title>Regulatory News Capital Guidelines</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080626b.cfm</link>
<pubDate>Wed, 17 Sep 2008 11:33:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080626b.cfm</guid>
</item>
<item>
<title>Regulatory News Interstate Banking</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080626a.cfm</link>
<pubDate>Wed, 17 Sep 2008 11:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080626a.cfm</guid>
</item>
<item>
<title>Regulatory News Capital Guidelines</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080708.cfm</link>
<pubDate>Wed, 17 Sep 2008 11:24:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080708.cfm</guid>
</item>
<item>
<title>Regulatory News Capital Guidelines</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080715.cfm</link>
<pubDate>Wed, 17 Sep 2008 11:21:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080715.cfm</guid>
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<item>
<title>Regulatory News Hurricane Gustav</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080905.cfm</link>
<pubDate>Wed, 17 Sep 2008 11:16:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080905.cfm</guid>
</item>
<item>
<title>Regulatory News Fannie and Freddie</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080907.cfm</link>
<pubDate>Wed, 17 Sep 2008 11:07:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080907.cfm</guid>
</item>
<item>
<title>Regulatory News Accounting Standards</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080915b.cfm</link>
<pubDate>Wed, 17 Sep 2008 10:57:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080915b.cfm</guid>
</item>
<item>
<title>Regulatory News Capital Guidelines</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080915.cfm</link>
<pubDate>Wed, 17 Sep 2008 10:45:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/bank_supervision/2008/reg_news_080915.cfm</guid>
</item>
<item>
<title>Regulatory News Securities Regulation</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/securities/2008/reg_news_080829a.cfm</link>
<pubDate>Wed, 17 Sep 2008 13:58:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/securities/2008/reg_news_080829a.cfm</guid>
</item>
<item>
<title>Regulatory News Expedited Funds Availability</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_080513a.cfm</link>
<pubDate>Wed, 17 Sep 2008 13:36:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_080513a.cfm</guid>
</item>
<item>
<title>Regulatory News Electronic Collection and Return of Checks</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_080624a.cfm</link>
<pubDate>Wed, 17 Sep 2008 13:30:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_080624a.cfm</guid>
</item>
<item>
<title>Regulatory News Expedited Funds Availability</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_080715b.cfm</link>
<pubDate>Wed, 17 Sep 2008 13:27:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_080715b.cfm</guid>
</item>
<item>
<title>Regulatory News Expedited Funds Availability</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_080811a.cfm</link>
<pubDate>Wed, 17 Sep 2008 13:23:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_080811a.cfm</guid>
</item>
<item>
<title>Regulatory News Credit Cards and Overdraft Services</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080502a.cfm</link>
<pubDate>Wed, 17 Sep 2008 13:17:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080502a.cfm</guid>
</item>
<item>
<title>Regulatory News Risk-Based Pricing Notices</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080508a.cfm</link>
<pubDate>Wed, 17 Sep 2008 13:15:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080508a.cfm</guid>
</item>
<item>
<title>Regulatory News Hybrid Adjustable-Rate Mortgages</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080522a.cfm</link>
<pubDate>Wed, 17 Sep 2008 13:11:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080522a.cfm</guid>
</item>
<item>
<title>Market Liquidity - Regulatory News</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080914a.cfm</link>
<pubDate>Sun, 14 Sep 2008 09:13:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/accounts/2008/reg_news_080914a.cfm</guid>
<description><![CDATA[The Federal Reserve will begin funding purchases of commercial paper on October 27.]]></description>
</item>
<item>
<title>Expedited Funds Availability</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_080908a.cfm</link>
<pubDate>Fri, 12 Sep 2008 11:17:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/operations/2008/reg_news_080908a.cfm</guid>
</item>
<item>
<title>Regulatory News Truth in Lending</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080805a.cfm</link>
<pubDate>Tue, 5 Aug 2008 13:01:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080805a.cfm</guid>
</item>
<item>
<title>Regulatory News Home Mortgages</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080714a.cfm</link>
<pubDate>Mon, 14 Jul 2008 13:04:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080714a.cfm</guid>
</item>
<item>
<title>Regulatory News Community Reinvestment</title>
<link>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080530a.cfm</link>
<pubDate>Fri, 30 May 2008 13:08:00 EST</pubDate>
<author>Rich.WebDev@rich.frb.org (Federal Reserve Bank of Richmond)</author>
<guid>http://www.richmondfed.org/banking/supervision_and_regulation/regulation/regulatory_news/consumer/2008/reg_news_080530a.cfm</guid>
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