Consumer Affairs

Compliance Resources

 

Guides to fair lending examination procedures for banking institutions and other resources.

A Banker's Guide to Risk-Based Fair Lending Examinations

Guide prepared by the Federal Reserve Bank of Chicago that summarizes the Interagency Fair Lending Examination Procedures.

Interagency Fair Lending Examination Procedures

Interagency procedures adopted in January 1999. (Federal Financial Institutions Examination Council (FFIEC))

Access to Credit: A Guide For Lenders and Women Owners of Small Businesses

We asked women business owners and lenders for their perspectives on the small business loan application process. From their responses, we identified the factors that impede the loan-seeking process and formulated recommendations for successful small business lending relationships.

Closing the Gap: A Guide To Equal Opportunity Lending

Lending bias is inseparable from the broader issue of race in our society: discrimination is not unique to mortgage lending.

"Side-by-Side: A Guide to Fair Lending"

The guide offers suggestions on how an institution can compare its treatment of loan applicants through self-assessment. Self-assessment can help prevent and detect illegal discrimination.

Access to Financing for Minority Small Businesses

This Advisory Letter provides information about issues faced by minority small business owners in seeking access to financing and identifies effective approaches national banks have employed in meeting the financial needs of this growing commercial market segment.