Consumer Affairs

Compliance Resources

 

Resources on the Real Estate Settlement Procedures Act (RESPA) including scope, servicer responsibilities, and escrow rules.

Real Estate Settlement Procedures Act ("RESPA") Home Page

Guidance on RESPA-related issues.

RESPA Questions and Answers

Q & As for the industry on such topics as RESPA's scope, affiliated businesses, fee splitting, and servicer responsibilities.

RESPA Escrow Rules

Details about RESPA's escrow rules, including how to calculate appropriate escrow account funds.

Escrow Analysis Program

Tool for determining whether a financial institution is properly calculating and disclosing escrow account information as required by RESPA.

Lenders

How to become a FHA lender, annual renewal of FHA approvals, and FHA insured mortgage programs

Real Estate Brokers

Learn about selling HUD Homes and the advantages of FHA loans.