Fifth District Totals for Loans and Net Charge-Offs
| As of |
12/31/2006 |
12/31/2005 |
12/31/2004 |
12/31/2003 |
12/31/2002 |
| Calender Year Avg Loans |
1,214,011,505 |
1,004,805,323 |
766,908,991 |
703,344,933 |
669,315,477 |
| Charge-offs |
3,407,672 |
3,574,676 |
2,982,313 |
4,708,888 |
6,485,197 |
| Recoveries |
1,437,015 |
1,504,269 |
1,126,532 |
1,216,812 |
1,092,189 |
| Net Charge-offs |
1,970,657 |
2,070,407 |
1,855,781 |
3,492,076 |
5,393,008 |
| % Charge-offs |
0.1623 |
0.2061 |
0.2420 |
0.4965 |
0.8057 |
| As of |
12/31/2001 |
12/31/2000 |
12/31/1999 |
12/31/1998 |
12/31/1997 |
| Calender Year Avg Loans |
701,238,558 |
713,887,852 |
698,621,938 |
460,573,647 |
342,643,713 |
| Charge-offs |
6,795,503 |
5,976,795 |
3,914,615 |
2,497,106 |
2,062,715 |
| Recoveries |
1,036,372 |
1,031,478 |
913,862 |
592,386 |
491,939 |
| Net Charge-offs |
5,759,131 |
4,945,155 |
3,000,388 |
1,902,477 |
1,570,778 |
| % Charge-offs |
0.8213 |
0.6927 |
0.4295 |
0.4131 |
0.4584 |
| As of |
12/31/1996 |
12/31/1995 |
12/31/1994 |
| Calender Year Avg Loans |
222,759,900 |
223,095,336 |
195,779,232 |
| Charge-offs |
1,083,377 |
909,634 |
841,857 |
| Recoveries |
303,097 |
331,986 |
390,083 |
| Net Charge-offs |
780,276 |
577,648 |
451,774 |
| % Charge-offs |
0.3503 |
0.2589 |
0.2308 |
