The Federal Reserve Bank of Richmond hosts Maryland Renters and Foreclosure Conference on December 17 to help make renters aware of their rights. The Bank and its partners also offer training opportunities for attorneys and housing counselors to educate them on the new federal law and to provide renters with sound counseling and legal advice.

Governor Duke discusses the past, present and future of housing finance. She also addresses the need for responsible practices including transparency, consumer protection and access to credit.

The Federal Reserve wants consumers to use their credit cards wisely as they shop for the holidays, and is sponsoring 45-second advertisements in movie theaters with tips to help shoppers avoid unnecessary charges and fees.

The federal bank and thrift regulatory agencies today issued a final rule providing that mortgage loans modified under the U.S. Department of the Treasury's Home Affordable Mortgage Program (HAMP) will generally retain the risk weight appropriate to the mortgage loan prior to modification.

This series of reports provides state-level analyses of housing markets, and the composition and performance of mortgage markets in the Fifth District.

The Federal Reserve Board on Tuesday announced the availability of a collection of brief articles that examine ways to improve the availability of housing options for low-income renters.

Ellen Janes, regional manager for community development in Baltimore for the Federal Reserve Bank of Richmond, has been named the winner of the 2009 Frances Morton Froelicher Civic Statesman Award, given by the Citizens Planning and Housing Association.

The Federal Reserve releases new information on the "Protecting Tenants at Foreclosure Act of 2009."

This forum series, sponsored jointly by the Federal Reserve Banks of Atlanta, Cleveland, and Richmond, will bring information about untapped community investment opportunities to community and regional banks in the Central Appalachian region states of Kentucky, Tennessee, Virginia and West Virginia.

The Federal Reserve Board on Wednesday warned consumers about fraudulent solicitations that appear to be made with the approval or involvement of the Federal Reserve, Federal Reserve officials, or other U.S. government officials.

Homeowners in all regions of the United States are seeing their home equity lines of credit (HELOCs) frozen or reduced and wondering what they can do about it.

Buying a home should be a dream come true not a nightmare of worry and stress. A new Federal Reserve Board publication, "5 Tips for Shopping for a Mortgage," will help consumers avoid potential pitfalls and make well-informed decisions when choosing a home loan.

In April 2009, the Federal Reserve Bank of Richmond joined HOPE NOW and NeighborWorks America in sponsoring the HOPE NOW Home Preservation event in Charlotte. Over 600 homeowners at risk of foreclosure met individually with their mortgage servicers to discuss feasible options to avoid foreclosure. This video highlights the mission of the event as well as the partners who helped bring the servicers and homeowners together.

The Community Affairs Office is verifying addresses and requesting additional information for our database. We appreciate your interest in our publications and programs.

Governor Elizabeth A. Duke's testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.

Governor Elizabeth A. Duke's speech at the Minority Depository Institutions National Conference 2009 Conference, Chicago, Illinois

Eric Stein, former member of the Community Development Advisory Council, has been chosen by President Obama to create the Consumer Financial Protection Agency. In his new role as deputy assistant treasury secretary for consumer protection, Stein will run the U.S. Treasury office that is designing the new agency and will support the agency initiative through Congress as it is debated.

The federal bank and thrift regulatory agencies invited public comment on an interim final rule that provides that mortgage loans modified under the U.S. Department of the Treasury's Making Home Affordable Program (MHAP) will retain the risk weight applicable before modification.

The federal bank and thrift regulatory agencies today proposed revisions to regulations implementing the Community Reinvestment Act (CRA) to require the agencies to consider low-cost education loans provided to low-income borrowers when assessing a financial institution's record of meeting community credit needs.

Chairman Ben Bernanke discusses the opportunities and challenges facing CDFIs under current market conditions as well as their role in building a sustainable recovery.

The federal bank and thrift regulatory agencies today announced the availability of the 2009 list of distressed or underserved nonmetropolitan middle-income geographies in which revitalization or stabilization activities will receive Community Reinvestment Act consideration as "community development."

The Community Affairs Office of the Richmond Fed wants to improve our community economic development publication. How can we make MARKETWISE more useful in your work?

The Federal Reserve Bank of Richmond joined HOPE NOW and NeighborWorks America in sponsoring an event for Carolina borrowers facing foreclosure.

The Community Affairs Office of the Richmond Fed wants to improve its Web presence. Knowing more about you will help us serve your information needs.

The Community Affairs Offices of the Federal Reserve System have released "Lessons from a Storm," a video chronicling the stories of families who in the aftermath of Hurricane Katrina, learned about the benefits of maintaining a bank account.

The Federal Reserve System has created a 30-second advertisement which will direct consumers to free resources on avoiding foreclosure scams.

Guidelines for the program were announced today by the Treasury Department.

Governor Elizabeth A. Duke's speech at the Revisiting the CRA Policy Discussion, Washington, D.C.

Governor Elizabeth A. Duke's speech at the Global Association of Risk Professionals' Risk Management Convention, New York, New York

The federal financial institution regulatory agencies today announced the publication of new and revised Interagency Questions and Answers Regarding Community Reinvestment that, among other things, encourage financial institutions to take steps to help prevent home mortgage foreclosures.