|December 15, 2009||
Maryland Renters and Foreclosure Conference
The Federal Reserve Bank of Richmond hosts Maryland Renters and Foreclosure Conference on December 17 to help make renters aware of their rights. The Bank and its partners also offer training opportunities for attorneys and housing counselors to educate them on the new federal law and to provide renters with sound counseling and legal advice.
|December 10, 2009||
Speech by Governor Duke on Envisioning a Future for Housing Finance
Governor Duke discusses the past, present and future of housing finance. She also addresses the need for responsible practices including transparency, consumer protection and access to credit.
|November 25, 2009||
Federal Reserve to Run Public Service Announcement with Credit Card Tips for Holiday Shoppers
The Federal Reserve wants consumers to use their credit cards wisely as they shop for the holidays, and is sponsoring 45-second advertisements in movie theaters with tips to help shoppers avoid unnecessary charges and fees.
|November 17, 2009||
Agencies Issue Final Rule for Mortgage Loans Modified Under the Home Affordable Mortgage Program
The federal bank and thrift regulatory agencies today issued a final rule providing that mortgage loans modified under the U.S. Department of the Treasury's Home Affordable Mortgage Program (HAMP) will generally retain the risk weight appropriate to the mortgage loan prior to modification.
|November 13, 2009||
Mortgage Performance Summaries Quarterly Update- 2nd Quarter 2009
This series of reports provides state-level analyses of housing markets, and the composition and performance of mortgage markets in the Fifth District.
|November 12, 2009||
Federal Reserve Releases Articles Examining Ways to Improve Housing Options for Low-Income Renters
The Federal Reserve Board on Tuesday announced the availability of a collection of brief articles that examine ways to improve the availability of housing options for low-income renters.
|November 10, 2009||
Fed Employee Honored for Contributions in Baltimore
Ellen Janes, regional manager for community development in Baltimore for the Federal Reserve Bank of Richmond, has been named the winner of the 2009 Frances Morton Froelicher Civic Statesman Award, given by the Citizens Planning and Housing Association.
|October 29, 2009||
Federal Reserve Releases Information and Examination Procedures for the "Protecting Tenants at Foreclosure Act of 2009"
The Federal Reserve releases new information on the "Protecting Tenants at Foreclosure Act of 2009."
|September 4, 2009||
Central Appalachia Community Investment Forum Series
This forum series, sponsored jointly by the Federal Reserve Banks of Atlanta, Cleveland, and Richmond, will bring information about untapped community investment opportunities to community and regional banks in the Central Appalachian region states of Kentucky, Tennessee, Virginia and West Virginia.
|August 26, 2009||
Federal Reserve Board Alerts Public to Instances of Fraudulent Solicitations Directed at Consumers
The Federal Reserve Board on Wednesday warned consumers about fraudulent solicitations that appear to be made with the approval or involvement of the Federal Reserve, Federal Reserve officials, or other U.S. government officials.
|August 6, 2009||
Board publishes "5 Tips for Dealing with a Home Equity Line Freeze or Reduction"
Homeowners in all regions of the United States are seeing their home equity lines of credit (HELOCs) frozen or reduced and wondering what they can do about it.
|July 29, 2009||
Board Publishes "5 Tips for Shopping for a Mortgage"
Buying a home should be a dream come true not a nightmare of worry and stress. A new Federal Reserve Board publication, "5 Tips for Shopping for a Mortgage," will help consumers avoid potential pitfalls and make well-informed decisions when choosing a home loan.
|July 27, 2009||
Video Highlights from Charlotte HOPE NOW Home Preservation Event
In April 2009, the Federal Reserve Bank of Richmond joined HOPE NOW and NeighborWorks America in sponsoring the HOPE NOW Home Preservation event in Charlotte. Over 600 homeowners at risk of foreclosure met individually with their mortgage servicers to discuss feasible options to avoid foreclosure. This video highlights the mission of the event as well as the partners who helped bring the servicers and homeowners together.
|July 17, 2009||
Contact Information Update
The Community Affairs Office is verifying addresses and requesting additional information for our database. We appreciate your interest in our publications and programs.
|July 16, 2009||
Testimony by Governor Duke on Consumer Protection
Governor Elizabeth A. Duke's testimony before the Subcommittee on Domestic Monetary Policy and Technology, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.
|July 9, 2009||
Speech by Governor Duke on the Federal Reserve's Initiatives to Support Minority-Owned Institutions
Governor Elizabeth A. Duke's speech at the Minority Depository Institutions National Conference 2009 Conference, Chicago, Illinois
|July 6, 2009||
Former FRB Richmond CDAC Member Tapped to Help Create New Consumer Financial Protection Agency
Eric Stein, former member of the Community Development Advisory Council, has been chosen by President Obama to create the Consumer Financial Protection Agency. In his new role as deputy assistant treasury secretary for consumer protection, Stein will run the U.S. Treasury office that is designing the new agency and will support the agency initiative through Congress as it is debated.
|June 26, 2009||
Agencies Issue Interim Final Rule for Mortgage Loans Modified under the Making Home Affordable Program
The federal bank and thrift regulatory agencies invited public comment on an interim final rule that provides that mortgage loans modified under the U.S. Department of the Treasury's Making Home Affordable Program (MHAP) will retain the risk weight applicable before modification.
|June 24, 2009||
Agencies Announce Proposed Revisions to Regulations Implementing the Community Reinvestment Act
The federal bank and thrift regulatory agencies today proposed revisions to regulations implementing the Community Reinvestment Act (CRA) to require the agencies to consider low-cost education loans provided to low-income borrowers when assessing a financial institution's record of meeting community credit needs.
|June 17, 2009||
Community Development Financial Institutions: Challenges and Opportunities
Chairman Ben Bernanke discusses the opportunities and challenges facing CDFIs under current market conditions as well as their role in building a sustainable recovery.
|June 9, 2009||
Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies
The federal bank and thrift regulatory agencies today announced the availability of the 2009 list of distressed or underserved nonmetropolitan middle-income geographies in which revitalization or stabilization activities will receive Community Reinvestment Act consideration as "community development."
|June 2, 2009||
Survey Seeks Input on MARKETWISE
The Community Affairs Office of the Richmond Fed wants to improve our community economic development publication. How can we make MARKETWISE more useful in your work?
|May 26, 2009||
Richmond Fed Partners with HOPE NOW and NeighborWorks America to Help Homeowners
The Federal Reserve Bank of Richmond joined HOPE NOW and NeighborWorks America in sponsoring an event for Carolina borrowers facing foreclosure.
|May 15, 2009||
Survey Seeks Input on Web
The Community Affairs Office of the Richmond Fed wants to improve its Web presence. Knowing more about you will help us serve your information needs.
|May 1, 2009||
Lesson's From a Storm
The Community Affairs Offices of the Federal Reserve System have released "Lessons from a Storm," a video chronicling the stories of families who in the aftermath of Hurricane Katrina, learned about the benefits of maintaining a bank account.
|April 1, 2009||
The Federal Reserve System has created a 30-second advertisement which will direct consumers to free resources on avoiding foreclosure scams.
|March 4, 2009||
Federal Financial Regulatory Agencies Announce "Making Home Affordable" Loan Modification Program Guidelines
Guidelines for the program were announced today by the Treasury Department.
|February 24, 2009||
CRA: A Framework for the Future
Governor Elizabeth A. Duke's speech at the Revisiting the CRA Policy Discussion, Washington, D.C.
|February 11, 2009||
Stabilizing the Housing Market: Next Steps
Governor Elizabeth A. Duke's speech at the Global Association of Risk Professionals' Risk Management Convention, New York, New York
|January 6, 2009||
Issuance of Final Interagency Questions and Answers on Community Reinvestment
The federal financial institution regulatory agencies today announced the publication of new and revised Interagency Questions and Answers Regarding Community Reinvestment that, among other things, encourage financial institutions to take steps to help prevent home mortgage foreclosures.