The current issue of 5th District Footprint looks at census tracts designated by federal regulators as distressed and underserved in 2012. In North and South Carolina, the designated tracts are spread statewide, whereas in Maryland, Virginia and West Virginia they are located in remote and rural areas.

In a November podcast, Jen Giovannitti at the Richmond Fed interviewed Elizabeth Weigensberg, senior researcher at Chapin Hall at the University of Chicago.

Three Community Development Banks in the Fifth District – City First Bank of DC, Virginia Community Capital, and Security Federal Bank (SC) received the Financial and Technical Assistance Award from the CDFI Fund.

The current issue of 5th District Footprint looks at what percentage of personal income came from government benefits in 2010. The major components of government benefits are Social Security and Medicare and Medicaid.

Many cities have experienced the contraction of a once dominant industry. Kim Zeuli, vice president and community development officer of the Federal Reserve Bank of Richmond, examines how Concord and Eden, two North Carolina textile cities, adapted to changing conditions in response to the decline in the textile industry.

The latest issue of Marketwise Community discusses the challenges of meeting the housing needs of people with disabilities and highlights promising approaches in Virginia.

The latest issue of Marketwise Community discusses Community Land Trusts as an innovative approach to affordable homeownership.

The current issue of 5th District Footprint shows that household income decreased in over half the counties in the Fifth District between 1980 and 2010.

Get more information on enforcement actions initiated by the Federal Reserve and the Office of the Comptroller of the Currency against a group of mortgage servicers because of deficiencies in the servicers’ foreclosure processes by visiting https://independentforeclosurereview.com.

The latest Community Development Bank Peer Group Analysis provides a summary of statistics on a peer group of Community Development Banks for 2005-2010.

The current issue of 5th District Footprint looks at income inequality within the Fifth District counties. The counties with the lowest income inequality are in Maryland, North Carolina and Virginia. Income inequality tends to be higher in urban areas and isolated rural locations.