Resource Centers




This section features policy summaries of community development related regulations and provisions and accompanying publications and resources.

Community Reinvestment Act (CRA)

The Community Reinvestment Act is intended to encourage depository institutions to meet the credit needs of their communities.

Home Mortgage Disclosure Act (HMDA)

This law requires lenders to show that they provide fair and non-discriminatory housing credit to their communities.

Credit Card Rules

A new series of rules for financial institutions will prohibit specific acts that have been deemed predatory.

Helping Families Save Their Homes Act

This law was drafted to provide tools that can help prevent mortgage foreclosures.

Housing and Economic Recovery Act of 2008 and 2009

This legislation was designed to assist with the recovery and revitalization of the housing market.

Home Ownership and Equity Protection Act

This act amended existing laws in an effort to prevent abusive practices in home-equity lending.

The Higher Education Opportunity Act (HEOA)

This law is intended to prevent unfair and deceptive private education lending practices.

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