%PDF-1.6
%
1 0 obj
<>
endobj
2 0 obj
<>stream
BAY-VANGUARD, MHC
Federal Reserve Bank of Richmond
endstream
endobj
3 0 obj
<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/Type/Page>>
endobj
4 0 obj
<>stream
HWkk#G_'ԭwA؞wFa (RŲIÎztZj4bh}{_G
XuZ@Dr9㕶@
YSDZfj8zՇߎn @#J') A+&7dVj]Q?$'VU8dqa_&z~O釳ʁRhOba u@cؙwUJ9}).1TEo(DQ|QMG&MP&0LS-m48KǪ6B\F6IƠiT} 6EzPv`5#}HJ_:/8֩PĹw^OoCP$,>T!1A`b w!-BqXZςfŬC$]@Kh!
Uz֘l`yX}ibZSbJYI&gʄ
i>we ҥPJ>d`7&ok_24>2RknOS:;.|Z([Lԇ o:z8K38ƲΧSWX|)Ԕ Mi̦mY>t914WH)5j&YHРp*`\r˦YuiʎC[y3]=m5"/428=#|MA9&~os
fKO?.B?OlMC`o$x