%PDF-1.4
%
1 0 obj
<>
endobj
2 0 obj
<>stream
HOWARD BANCORP, INC.
Federal Reserve Bank of Richmond
endstream
endobj
3 0 obj
<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/Type/Page>>
endobj
10 0 obj
<>stream
% CANON_PFINF_TYPE2_TEXTON
endstream
endobj
11 0 obj
<>stream
xM1
@> lc{
Zot]O`@^N,HC^c٩MwD'%d1^Ɋ)0gqDO^(?J-p_&ǼR}
endstream
endobj
12 0 obj
<>stream
xQ켍*j%Ѵ
ZA <!ߑv*~uxH??0#0~O
7ƴdcXi>4\wyt^>}M( >ö1 cG6'Y (1YÿvW?:nN](Z