Community Depository Institutions Advisory Council

The Community Depository Institutions Advisory Council (CDIAC) advises our Bank’s leaders and the Board of Governors about local economies, banking conditions and other issues across the Fifth District. The council’s 12 members meet twice a year and represent banks, thrift institutions and credit unions with total assets of less than $10 billion. The Board of Governors requires that each Reserve Bank have a CDIAC, and we established our council in 2010. The chair of each Reserve Bank’s council serves on the Federal Reserve Board’s CDIAC, which meets with the Board of Governors twice a year in Washington.


Robert A. DeAlmeida, Chair
President & CEO
Hamilton Bank
Towson, Maryland

Suzanne DeFerie
President & CEO     
Asheville Savings Bank
Asheville, North Carolina

Mark Harrell
President & CEO    
CNB Bank
Berkeley Springs, West Virginia

Jim King 
President & CEO
The Bank of Monroe
Union, West Virginia

Gaylon Layfield
Xenith Bank
Richmond, Virginia

Theresa Mann
President & CEO
The Partnership Federal Credit Union 
Washington, D.C.  

Gary Mills
President & CEO
First Community Bank
Bluefield, Virginia

David Morrow
President & CEO
CresCom Bank
Charleston, South Carolina 

Ronald Paul
Chairman & CEO
Eagle Bancorp and Eagle Bank
Bethesda, Maryland

Art Seaver
Southern First Bank
Greenville, South Carolina

Judy Tharp 
President & CEO 
Piedmont Advantage Credit Union 
Winston-Salem, North Carolina

Michael Walker
Benchmark Community Bank
Kenbridge, Virginia


Contact Us

Cynthia McCall
(804) 697-8434