Payments Advisory Council

The Payments Advisory Council was established in 1978 to serve as a forum for communication with financial institutions about the Federal Reserve’s financial and payment services and to help the Bank respond to the evolving needs of our banking constituency. Council members represent various types of financial institutions within each Fifth District state.


William Albert
Senior Vice President
First Century Bank
Bluefield, West Virginia

Ronald Bowling
President and CEO
First Peoples Bank
Mullens, West Virginia

Karen Buck
Head, Commercial and Payment Operations
TD Bank
Mount Laurel, New Jersey

Kim Bunn
Senior Vice President, Operations Executive
Client Research & Resolution Services, Industry Relations
Bank of America
Jacksonville, Florida

Mitch Christensen
Executive Vice President, Innovation and Payments Strategy
Wells Fargo and Company
Scottsdale, Arizona

R. Lee Clark
Executive Vice President, Operations
Suffolk, Virginia

John Kevin Cranford
Senior Vice President
Branch Banking and Trust
Charlotte, NC

Robert E. Dael
President and CEO
MACHA - The Mid-Atlantic Payments Association
Hanover, Maryland

Peter Davey
Vice President and Director, Enterprise Payments
Capital One Bank
Richmond, Virginia

Jeff Dick
President and CEO
MainStreet Bank
Fairfax, Virginia

Kristi Eller
CIO and Executive Vice President of Operations
Yadkin Bank
Statesville, North Carolina

Terry Garner
Senior Vice President-Deposit Operations
Southern First Bank
Greenville, South Carolina

*Tina Giorgio
Senior Vice President
Sandy Spring Bank
Columbia, Maryland

Chad Harmon
Senior Vice President, Operations Manager
South State Bank
Orangeburg, South Carolina

Jamin Hujik
Executive Vice President
CresCom Bank
Charleston, South Carolina

Adrian Johnson
Senior Vice President and Chief Financial Officer
Municipal Employees Credit Union of Baltimore, Inc. (MECU)
Baltimore, Maryland

*+E. Stephen Lilly
COO, First Community Bancshares, Inc.
Executive Vice President and COO
First Community Bank
Bluefield, Virginia

Norman Robinson, AAP, CTP
President and CEO
Richmond, Virginia

*Martin Patterson
Senior Vice President
SunTrust Banks, Banking Operations
Richmond, Virginia

*Rick Rhoads
Senior Vice President, E-Services
State Employees' Credit Union
Raleigh, North Carolina

Susan Riel
Senior Executive Vice President & Chief Operating Officer
Eagle Bank
Bethesda, Maryland

Steve Shuford
Senior Vice President and Treasury Management Director
Paragon Bank
Raleigh, North Carolina

Woody Shuler
Vice President, Finance
SRP Federal Credit Union
North Augusta, South Carolina

Steve Stone
Executive Vice President
United Bank
Charleston, West Virginia

Chris Tolomeo
Senior Vice President, Banking Services
M&T Bank, Central Operations Administration
Amherst, New York

Paul Trozzo
Senior Vice President
PNC Bank
Pittsburgh, Pennsylvania

*David Willis
Senior Vice President, Debit Card and Funds Services
Navy Federal Credit Union
Vienna, Virginia

Gayle Youngblood
Assistant Vice President, Product Management
State Employees Credit Union of Maryland
Linithicum, Maryland

* Member of Steering Committee
+ Chair, Payments Advisory Council

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