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About Us
We’re one of 12 regional Federal Reserve Banks working together with the Board of Governors to support a healthy economy. Our job is to serve the American public — to serve you. And our mission is to foster economic stability and strength.

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Economic Research
We conduct research to support policymaking and thought leadership on issues important to the Federal Reserve and the Fifth District. We also inform the public through our data and economic analysis, publications, presentations and educational resources.

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- People
- Data & Analysis
- Publications
- Events
- Podcast
- Contacts
- Our Regional Focus
- Special Reports: Economic Impact of COVID-19
Banking & Supervision
We help ensure our financial system is operating safely and effectively, and we help support secure and efficient methods to transfer your funds through our financial system.
Education
We work with teachers, students and the public to enhance understanding of economics, personal finance and the Federal Reserve.

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- Resources & Programs
- Field Trips & Classroom Visits
- Events
- People
Community Development
We work with community partners to identify and address economic challenges and opportunities in low- and moderate-income communities in the Fifth District.

Regulatory News

Nov. 21, 2018

Regulation Z

New amendments will increase the exemption thresholds in Regulation Z for loans exempt from special appraisal requirements for higher-priced mortgage loans. Effective January 1, 2019, the exemption will apply to loans of up to 26,700.The adjustments reflect the annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers.

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Legal Department (804) 697-8426

Regulatory News

Nov. 21, 2018

Regulation Z

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