Banking Market Definitions


Banking markets for the Fifth District are defined by the Research Department of the Federal Reserve Bank of Richmond.  These geographic banking markets are defined on a case by case basis.  All areas in the District may not be defined and definitions are subject to change as applications are processed.  Prior to using the definitions, please contact a member of the Bank Applications/Casework section of the Research Department.

To read more about the way competitive analysis is conducted in mergers and acquisitions, read the Economic Quarterly paper "Antitrust Analysis in Banking: Goals, Methods, and Justifications in a Changed Environment ".

Virginia (VA)

ALL Counties

Accomack County
Albemarle County
Alexandria (independent city)
Alleghany County
Amelia County
Amherst County
Appomattox County
Arlington (independent city)
Augusta County
Bath County
Bedford (independent city)
Bedford County
Bland County
Botetourt County
Bristol (independent city)
Brunswick County
Buchanan County
Buckingham County
Buena Vista (independent city)
Campbell County
Caroline County
Carroll County
Charles City County
Charlotte County
Charlottesville (independent city)
Chesapeake (independent city)
Chesterfield County
Clarke County
Colonial Heights (independent city)
Covington (independent city)
Craig County
Culpeper County
Cumberland County
Danville (independent city)
Dickenson County
Dinwiddie County
Emporia (independent city)
Essex County
Fairfax (independent city)
Falls Church (independent city)
Fauquier County
Floyd County
Fluvanna County
Franklin (independent city)
Franklin County
Frederick County
Fredericksburg (independent city)
Galax (independent city)
Giles County
Gloucester County
Goochland County
Grayson County
Greene County
Greensville County
Halifax County
Hampton (independent city)
Hanover County
Harrisonburg (independent city)
Henrico County
Henry County
Highland County
Hopewell (independent city)
Isle of Wight County
James City County
King and Queen County
King George County
King William County
Lancaster County
Lee County
Lexington (independent city)
Loudoun County
Louisa County
Lunenburg County
Lynchburg (independent city)
Madison County
Manassas (independent city)
Martinsville (independent city)
Matthews County
Mecklenburg County
Middlesex County
Montgomery County
Nelson County
New Kent County
Newport News (independent city)
Norfolk (independent city)
Northampton County
Northumberland County
Norton (independent city)
Nottoway County
Orange County
Page County
Patrick County
Petersburg (independent city)
Pittsylvania County
Poquoson (independent city)
Portsmouth (independent city)
Powhatan County
Prince Edward County
Prince George's County
Prince William County
Pulaski County
Radford (independent city)
Rappahannock County
Richmond (independent city)
Richmond County
Roanoke (independent city)
Roanoke County
Rockbridge County
Rockingham County
Russell County
Salem (independent city)
Scott County
Shenandoah County
Smyth County
South Boston (independent city)
Southampton County
Spotsylvania County
Stafford County
Staunton (independent city)
Suffolk (independent city)
Surry County
Sussex County
Tazewell County
Virginia Beach (independent city)
Warren County
Washington County
Waynesboro (independent city)
Westmoreland County
Williamsburg (independent city)
Winchester (independent city)
Wise County
Wythe County
York County

Bordering States

For more information regarding banking market definitions for the Fifth Federal Reserve District, please contact the Bank Applications/Casework section of the Research Department.

Additional Resources

Contact Us


Liz Marshall
Bank Structure Research Associate
(804) 697-8035

Sabrina R. Pellerin
Bank Structure Manager
(804) 697-8230