Virginia

Banking markets for the Fifth District are defined by the Research Department of the Federal Reserve Bank of Richmond. Not all areas in the District are defined and definitions are subject to change as applications are processed. For questions about these definitions, please contact a member of the Bank Applications/Casework section of the Research Department.

All municipalities are in Virginia unless otherwise noted. A county may be split into more than one banking market if evidence suggests that the county is economically dependent on two or more counties or metropolitan areas.

Updated October 12, 2016

Banking MarketDefinition
Abingdon, VAIncludes Washington County (excluding the Tyler and Wilson county subdivisions)
Alleghany, VAIncludes the independent city of Covington and the counties of Alleghany and Bath
Blacksburg, VAIncludes the independent city of Radford and the counties of Floyd, Giles, Montgomery, and Pulaski
Bluefield, WV-VAIncludes Mercer County, West Virginia, and the area north of and including the town of Bluefield in Tazewell County, Virginia
Buchanan, VABuchanan County
Charlotte, VACharlotte County
Charlottesville, VAIncludes the independent city of Charlottesville; the counties of Albemarle, Buckingham, Fluvanna, Greene, Madison, and Nelson; the District 1, 2 and 3 county subdivisions in Orange County; and the Green Spring, Louisa, and Patrick Henry county subdivisions in Louisa County
Danville, VA-NCIncludes the independent city of Danville, Virginia; Pittsylvania County, Virginia; and the Dan River, Milton, Pelham, and Yanceyville townships in Caswell County, North Carolina
Dickenson, VADickenson County
Eastern Shore, VA-MDIncludes the Virginia counties of Accomack and Northampton, and the area south of Routes 365 and 113 (including the towns of Pocomoke City and Snow Hill) in Worcester County, Maryland
Emporia, VAIncludes the independent city of Emporia and Greensville County
Essex and Richmond, VAIncludes the counties of Essex and Richmond; the Cople and Montross county subdivisions in Westmoreland County; and the town of Callao in Northumberland County
Farmville, VAIncludes the counties of Cumberland and Prince Edward
Franklin, VAIncludes the independent city of Franklin and Southampton County
Fredericksburg, VAIncludes the independent city of Fredericksburg; the counties of Caroline, King George, and Spotsylvania; the District 4 and 5 county subdivisions in Orange County; and the Washington county subdivision in Westmoreland County
Galax, VAIncludes the independent city of Galax, Grayson County, and the portion of Carroll County north of the Blue Ridge Parkway
Harrisonburg, VA-WVIncludes the independent city of Harrisonburg, Virginia; the Virginia counties of Page and Rockingham; and Pendleton County, West Virginia
Johnson City-Bristol Area, TN-VAIncludes the Tennessee counties of Carter, Hawkins, Sullivan, Unicoi and Washington; the independent city of Bristol, Virginia; Scott County, Virginia; and the Tyler and Wilson county subdivisions in Washington County, Virginia
Lancaster, VALancaster County
Lexington, VAIncludes the independent cities of Buena Vista and Lexington, and Rockbridge County
Lynchburg, VAIncludes the independent city of Lynchburg; the counties of Amherst, Appomattox, and Campbell; and the portion of Bedford County east of Route 43 (excluding the independent city of Bedford)
Martinsville, VAIncludes the independent city of Martinsville; and the counties of Henry and Patrick (excluding the Dan River county subdivision)
Mecklenburg, VAIncludes the counties of Brunswick, Lunenburg, and Mecklenburg
Middlesboro, KY-TN-VAIncludes Bell County, Kentucky; Claiborne County, Tennessee; and the towns of Ewing and Rose Hill in Lee County, Virginia
Middlesex, VAMiddlesex County
Mount Airy, NC-VAIncludes Surry County, North Carolina; the Dan River county subdivision in Patrick County, Virginia; and the portion of Carroll County, Virginia, south of the Blue Ridge Parkway
Newport News-Hampton, VAIncludes the cities of Hampton, Newport News, Poquoson, and Williamsburg; and the counties of Gloucester, Isle of Wight (excluding the Carrsville county subdivision), James City, Mathews, and York
Norfolk-Virginia Beach, VA-NCIncludes the Virginia cities of Chesapeake, Norfolk, Portsmouth, Suffolk, and Virginia Beach; the North Carolina counties of Currituck and Gates; and the Carrsville county subdivision in Isle of Wight County, Virginia
Northumberland, VANorthumberland County (excluding the town of Callao)
Norton, VAIncludes the independent city of Norton and the counties of Wise and Lee (excluding the towns of Rose Hill and Ewing)
Nottoway, VANottoway County
Richmond, VAIncludes the independent cities of Colonial Heights, Hopewell, Petersburg, and Richmond; the counties of Amelia, Charles City, Chesterfield, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, New Kent, Powhatan, and Prince George; and the Cuckoo, Jackson, Mineral, and Mountain Road county subdivisions in Louisa County
Roanoke, VAIncludes the independent cities of Bedford, Roanoke, and Salem; the counties of Botetourt, Craig, Franklin, and Roanoke; and the portion of Bedford County west of Route 43
Russell, VARussell County
Smyth, VASmyth County
South Boston, VAHalifax County
Staunton, VAIncludes the independent cities of Staunton and Waynesboro, and the counties of Augusta and Highland
Surry, VASurry County
Sussex, VASussex County
Tazewell, VAIncludes Tazewell County (excluding the area north of and including the town of Bluefield)
Washington, DC-MD-VA-WVIncludes Washington, DC; the Maryland counties of Charles, Calvert, Frederick, Montgomery, and Prince George’s; the District 7 county subdivision in Anne Arundel County, Maryland; the Clarksville and Savage county subdivisions in Howard County, Maryland; the Virginia counties of Arlington, Culpeper, Fairfax, Fauquier, Loudoun, Prince William, Rappahannock, Stafford, and Warren; the Virginia cities of Alexandria, Fairfax, Falls Church, Manassas, and Manassas Park; and Jefferson County, West Virginia
Winchester, VA-WVIncludes the independent city of Winchester, Virginia; the Virginia counties of Clarke, Frederick and Shenandoah; Hampshire County, West Virginia; and the District 1 county subdivision in Morgan County, West Virginia
Wytheville, VAWythe County

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Richmond

Liz Marshall
Bank Structure Research Associate
(804) 697-8035

Sabrina R. Pellerin
Bank Structure Manager
(804) 697-8230