West Virginia

When appropriate the Federal Reserve Bank of Richmond uses Rand McNally Areas (RMAs) when defining banking markets. RMAs are metropolitan areas defined by Rand McNally and are located in its Commercial Atlas and Marketing Guide. Since the RMAs are continuously being revised and updated by Rand McNally, these areas should be verified using the Rand McNally Commercial Atlas and Marketing Guide.

When a county returns more than one banking market definition, this county has been split by an RMA and portions of the county are present in both banking market definitions.

All counties in West Virginia, except Brooke, Hancock, Marshall, Ohio, Tyler and Wetzel, are within the Fifth District and the banking markets are defined by the Federal Reserve Bank of Richmond. Brooke, Hancock, Marshall, Ohio, Tyler and Wetzel are located in the Fourth District and the banking markets are maintained by the Federal Reserve Bank of Cleveland.

West Virginia

Revised June 9, 2014

Banking MarketDescription
BarbourBarbour County
BeckleyIncludes the RMA, the non-RMA portions of the counties of Raleigh and Fayette (excludes the towns of Montgomery and Smithers); plus Summers County.
Bluefield, WV-VAIncludes Mercer County, WV, and the area north of and including Bluefield, VA
BraxtonIncludes the county of Braxton
BrookeDefined by the Federal Reserve Bank of Cleveland
CharlestonIncludes the Charleston, West Virginia MSA (Kanawha, Boone and Clay counties); Jackson County; Putnam County; the portion of Roane County south of Ripley Road (Route 33), excluding the town of Spencer; the portion of Lincoln County east of the Mud River (excluding the town of Harts); and the towns of Montgomery and Smithers in Fayette County.
ClarksburgIncludes the RMA, the non-RMA portion of Harrison County (excludes the Fairmont RMA portion); plus the counties of Doddridge and Taylor (excludes the Fairmont RMA portion)
Cumberland, MD-WV-PAIncludes the RMA, the non-RMA portions of the counties of Allegany, MD and Mineral, WV; plus Garrett County, MD, the area south of and including the town of Hyndman, PA, and the area west of Highway 220 in Bedford County, PA
FairmontIncludes the RMA and the non-RMA portion of Marion County
GilmerIncludes the county of Gilmer
GrantGrant County
GreenbrierIncludes the counties of Greenbrier and Monroe
Hagerstown-Chambersburg, MD-PA-WVIncludes the RMA and non-RMA portions of Washington County, MD and Franklin County, PA; Fulton County, PA; and the RMA portion of Berkeley County, WV.
HancockDefined by the Federal Reserve Bank of Cleveland
HardyIncludes the county of Hardy
Huntington, WV-KY-OHIncludes the RMA and the non-RMA portions of the counties of Boyd and Carter, KY; Cabell and Wayne, WV; Greenup, KY (excluding the Portsmouth, OH-KY RMA portion); Wayne, WV; Lawrence, OH; and the portion of Lincoln west of the Mud River (excluding the town of Harts).
JeffersonIncludes the RMA, the non-RMA portions of the counties of Calvert, Charles, Frederick, Prince George's and St. Mary's, MD, and Fauquier and Loudoun, VA; Jefferson County, WV; and the Virginia independent cities of Alexandria, Fairfax, Falls Church, and Manassas
LewisLewis County
MarshallDefined by the Federal Reserve Bank of Cleveland
MartinsburgIncludes Berkeley County (excludes the Hagerstown, MD-PA-WV RMA portion)
McDowellMcDowell County
Mingo and LoganIncludes Mingo County, Logan County, and the town of Harts in Lincoln County
MorganMorgan County
Morgantown, WV-PAIncludes the RMA and the non-RMA portions of the counties of Monongalia and Preston, WV
NicholasNicholas County
OhioDefined by the Federal Reserve Bank of Cleveland
Parkersburg, WV-OHIncludes the RMA, the non-RMA portions of the counties of Wood, WV and Washington, OH; plus the Marietta, OH RMA, and the counties of Pleasants, Ritchie, and Wirt, WV
PocahontasPocahontas County
Point Pleasant-Gallipolis, WV-OHIncludes Mason County, WV and Gallia County, OH
RandolphRandolph County
SpencerIncludes Calhoun County; the portion of Roane County north of Ripley Road (Route 33); and the town of Spencer in Roane County.
Rockingham, VA-WVIncludes the counties of Rockingham, VA; Pendleton, WV; and the independent city of Harrisonburg
TuckerTucker County
UpshurUpshur County
Washington, DC-MD-VA-WVIncludes the RMA, the non-RMA portions of the counties of Calvert, Charles, Frederick, Prince George's and St. Mary's, MD, and Fauquier and Loudoun, VA; Jefferson County, WV; and the Virginia independent cities of Alexandria, Fairfax, Falls Church, and Manassas
WebsterWebster County
Winchester, VA-WVIncludes the independent city of Winchester, VA, the counties of Clarke and Frederick, VA, and Hampshire, WV; and the town of Strasburg in Shenandoah County, VA
WyomingIncludes the county of Wyoming
Contact Us

Richmond

Elizabeth Marshall
Bank Structure Research Associate
(804) 697-8035

Sabrina R. Pellerin
Bank Structure Manager
(804) 697-8230