• Totals for Loans and Net Charge-Offs

Totals for Loans and Net Charge-Offs

The loan charge-off report provides 12 years of aggregate charge-off data for all commercial banks in the 5th District. The report is based on calendar loan averages and actual charge-off and recovery data for each institution in existence as of the December 31 reporting period resulting in the calculation of the percentage of net charge-offs for the district.

As of12/31/201412/31/201312/31/2012
Calender Year Avg Loans 1,318,729,827 1,287,765,434 1,247,830,684
Charge-offs 13,053,696 12,388,753 17,723,605
Recoveries 4,421,465 3,459,163 3,351,702
Net Charge-offs 8,632,231 8,929,590 14,371,903
% Charge-offs 0.6546 0.6934 1.1518

 

As of12/31/201112/31/201012/31/2009
Calender Year Avg Loans 1,205,995,134 1,199,374,864 1,534,316,614
Charge-offs 23,233,956 31,167,356 15,323,179
Recoveries 4,275,326 3,818,773 1,876,107
Net Charge-offs 18,958,630 27,348,583 13,447,072
% Charge-offs 1.5720 2.2802 0.8764

 

As of12/31/200812/31/200712/31/2006
Calender Year Avg Loans 1,542,666,771 1,323,894,887 1,214,011,505
Charge-offs 15,375,639 5,694,012 3,407,672
Recoveries 1,879,342 1,590,675 1,437,015
Net Charge-offs 13,496,297 4,103,337 1,970,657
% Charge-offs 0.8749 0.3099 0.1623

 

As of12/31/200512/31/200412/31/2003
Calender Year Avg Loans 1,004,805,323 766,908,991 703,344,933
Charge-offs 3,574,676 2,982,313 4,708,888
Recoveries 1,504,269 1,126,532 1,216,812
Net Charge-offs 2,070,407 1,855,781 3,492,076
% Charge-offs 0.2061 0.2420 0.4965

 

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