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Biographies of Payments Services Officers

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Find out more about Payments Services' senior management and the teams they lead.

Cash Services

Terry Wright
Group Vice President and Branch Executive

An Illinois native, Wright started his career in the Federal Reserve System at the Atlanta Fed in 1995. He relocated to the Richmond Fed in 2004 and was promoted to vice president in 2005, assuming responsibility for the Bank's check operations in Charlotte and Baltimore. Wright was promoted to group vice president in 2016 and has responsibility for the Fifth District’s Law Enforcement Unit, Cash Services and Facilities Management areas. He also serves as the Richmond Fed’s branch executive in Charlotte.

Kerri Coard
Vice President and Branch Executive

A native of New Jersey, Coard joined the Richmond Fed’s Baltimore branch in 2001 as a supervisor in the check operations area. She was promoted to senior manager in 2007 and was named Cash operations senior manager in 2009, before being appointed to assistant vice president in 2016. Coard was promoted to vice president in 2018 and leads Fifth District cash processing operations. She also serves as the Richmond Fed’s branch executive in Baltimore.

Aaron Moody
Assistant Vice President

Born and raised in the Richmond, Virginia area, Moody joined the Richmond Fed in 2010 as a Quality Control Engineer in the Currency Technology Office (CTO), the technical arm of the Cash Product Office. He was selected to lead the Quality Control group in CTO in 2015, before being named the assistant vice president of Fifth District Cash operations in 2018, responsible for the Richmond and Baltimore cash offices.

Kelly J. Stewart
Assistant Vice President

An Illinois native, Stewart started her career in the Federal Reserve System at the Kansas City Fed in 1992. She relocated to the Richmond Fed in 1997 to provide leadership in the check services area, and was subsequently promoted to assistant vice president of check services in 2007. Stewart currently leads the cash processing operations at the Bank's Charlotte office.

Meghan Wlaz
Assistant Vice President

A native of Chester County, Pennsylvania, Wlaz joined the Richmond Fed in 2010 as a project manager in Cash Services and has served in leadership roles for several years, being promoted to assistant vice president in 2017. She leads the support services areas of District Cash and Law Enforcement, which include compliance, finance, training, access control, and analytical support.


Currency Technology Office

William Riley
Senior Vice President

Riley serves as senior vice president and chief technology officer in the Federal Reserve System’s Currency Technology Office and the Cash Product Office. In support of the Reserve Banks, the U.S. Bureau of Printing and Engraving, and the U.S. Secret Service, Riley oversees design, procurement, quality assurance, implementation, training, and customer technical support activities for high-speed banknote processing systems used by all Federal Reserve cash processing operations nationwide. Riley has been involved in the information technology arena for over 30 years and has been with the Federal Reserve for the past 20 years.

Niranjan Chandramowli
Vice President

Born in India, Chandramowli joined the Richmond Fed in 2010 as a program director in application development. He was appointed assistant vice president in application delivery services in 2014 and in that position also led a Federal Reserve National Procurement Office program team. He was named assistant vice president of the Currency Technology Office’s next-generation currency sorting program in 2015 and was promoted to vice president in 2017.

Nicole Bennett
Assistant Vice President

Bennett joined the Federal Reserve System in 1998 as an analyst at the Minneapolis Fed. She has held a number of leadership positions, including vice president of Treasury Services in Minneapolis and vice president of National IT Portfolio and Partnership Services in Richmond. She is currently assistant vice president in the Currency Technology Office with responsibilities for the program management function of the CTO’s next-generation program for the Federal Reserve’s future currency-processing equipment.

Jonathan P. Martin
Assistant Vice President

Born in Culpeper, Va., Martin started at the Richmond Fed at its former Culpeper office as a budget and purchasing supervisor in 1990. He worked for several years in the Currency Technology Office before joining the District’s Cash Services in 1999 and assumed the role of assistant vice president of high-speed Cash operations for the District in 2004 and assumed responsibility for Richmond and Baltimore Cash operations in 2013. He was named assistant vice president of the Currency Technology Office’s technical services group in 2015.

Fred Shuford
Assistant Vice President

Born in Norfolk, Virginia, Shuford joined the Richmond Fed in January 2009 as a quality control manager in the Currency Technology Office. He was promoted to senior manager of the CTO’s technology service group in 2011 and appointed assistant vice president of the CTO’s currency technology and engineering function in September 2018. He is responsible for CTO’s engineering services that support existing currency-processing equipment for all 28 Cash offices in the Federal Reserve System and which also support CTO’s next-generation initiative for the Federal Reserve’s future currency-processing equipment.

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