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Regulatory News

These announcements give prompt notice of amendments and proposed amendments to Federal Reserve regulations and policies, summarize them, and provide links to full information.

May 14, 2018

Regulatory Capital

A new proposed joint interagency rule, published today in the Federal Register, would revise regulatory capital rules in light of a new accounting standard for credit losses, the “Current Expected Credit Losses” (CECL) methodology. The proposal would allow banking organizations to phase in the regulatory capital effects resulting from adoption of the CECL methodology, which the Financial Accounting Standards Board issued in 2016 to replace the existing incurred-loss methodology for certain financial assets. The deadline for public comment is July 13, 2018.

April 25, 2018

Regulatory Capital

A new proposed Board of Governors (Board) rule, published today in the Federal Register, would simplify the Board’s regulatory capital regime for bank holding companies with $50 billion or more in total consolidated assets and certain U.S. intermediate holding companies of foreign banking organizations. The rule would amend the Board's capital plan rule, capital rule, stress testing rules, and Stress Testing Policy Statement. The deadline for public comment is June 25, 2018.

April 20, 2018

Regulation A

Portions of Regulation A that had been deleted through a previous amendment have been reinstated. The deletions were unintentional and the restored portions are now in effect.

April 19, 2018

Leverage Ratio

A new proposed interagency rule, published today in the Federal Register, would more narrowly tailor the leverage ratio requirements of domestic holding companies identified as global systemically important banking organizations (GSIBs). The proposed rule would tie a GSIB's enhanced supplementary leverage ratio to its risk-based capital surcharge, which is already tailored to the GSIB's individual characteristics. The deadline for public comment is May 21, 2018.

April 9, 2018

Real Estate Appraisals

A new final interagency rule, effective today, increases, from $250,000 to $500,000, the threshold at which appraisals of commercial real estate are required.

March 15, 2018

Regulation J

A new proposed rule, published today in the Federal Register, would simplify provisions of Regulation J, remove obsolete provisions, and improve consistency between it and the recently amended Regulation CC. The deadline for public comment is May 14, 2018.

Feb. 27, 2018

Supervisory Appeals

A new proposed rule, published today in the Federal Register, would amend the Federal Reserve’s process for institutions wishing to appeal an adverse material supervisory determination. The deadline for public comment is April 30, 2018.

Feb. 21, 2018

Swap Margin Rule

A new proposed interagency rule, published today in the Federal Register, would amend margin requirements to conform to new restrictions on certain qualified financial contracts of systemically important banking organizations. The deadline for public comment is April 23, 2018.

Sept. 20, 2017

Community Reinvestment Act

A new proposed interagency rule, published today in the Federal Register, would amend the federal bank regulatory agencies’ Community Reinvestment Act regulations to conform to changes the Consumer Financial Protection Bureau has made to Regulation C, which implements the Home Mortgage Disclosure Act. The agencies anticipate that the proposed amendments will take effect on January 1, 2018. The deadline for public comment is October 20, 2017.

Sept. 6, 2017

Hurricane Irma

In a joint statement, federal and state banking regulators have committed to provide regulatory assistance to supervised institutions in areas affected by Hurricane Irma and encourage those institutions to meet the financial services needs of their communities.

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