Guides to fair lending examination procedures for banking institutions and other resources.
Interagency procedures adopted in January 1999. (Federal Financial Institutions Examination Council (FFIEC))
We asked women business owners and lenders for their perspectives on the small business loan application process. From their responses, we identified the factors that impede the loan-seeking process and formulated recommendations for successful small business lending relationships.
Lending bias is inseparable from the broader issue of race in our society: discrimination is not unique to mortgage lending.
The guide offers suggestions on how an institution can compare its treatment of loan applicants through self-assessment. Self-assessment can help prevent and detect illegal discrimination.
This Advisory Letter provides information about issues faced by minority small business owners in seeking access to financing and identifies effective approaches national banks have employed in meeting the financial needs of this growing commercial market segment.
Supervision, Regulation & Credit