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Community Reinvestment Act (CRA) Examinations


The Communitv Reinvestment Act (CRA) was enacted by Congress in 1977 and is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate.

CRA Review Process

Examiners conduct a separate review under the Community Reinvestment Act (CRA) to determine how well a bank is meeting the credit needs of its entire community — in particular, the credit needs of low- and moderate-income individuals — without compromising the safety and soundness of the bank's operations.

CRA Resources for Bankers

A list of resources for Bankers related to the Communitv Reinvestment Act (CRA) and CRA ratings.

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