Policy & Regulatory


This section features policy summaries of community development related regulations and provisions and accompanying publications and resources.

Community Reinvestment Act (CRA)

The Community Reinvestment Act is intended to encourage depository institutions to meet the credit needs of their communities.

Home Mortgage Disclosure Act (HMDA)

Home Mortgage Disclosure Act (HMDA) requires lenders to show that they provide fair and non-discriminatory housing credit to their communities.

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