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Resources from the Richmond Fed help our partners make community investment a reality. Our work also supports fair and impartial credit access in all communities.

Investing in America’s Workforce

Investing in America’s Workforce is a collaboration between the Federal Reserve System, the Heldrich Center for Workforce Development at Rutgers University, the Ray Marshall Center at the University of Texas at Austin and the W.E. Upjohn Institute for Employment Research. Reframing and reimagining workforce development efforts as investments — instead of social services — can lead to scalable solutions and measureable outcomes. Investing in workforce development can bolster the equitable and efficient use of resources, leading to more successful outcomes for individuals, more viability for businesses, and more regional economic growth.

Community Development Financial Institutions (CDFIs)

Community Development Financial Institutions (CDFIs) are specialized financial institutions operating in markets that are underserved by traditional financial institutions. This section provides information on CDFIs, including data and analysis from the Federal Reserve’s CDFI Survey.

Community Reinvestment Act

The Community Reinvestment Act encourages depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound operations. This page will provide resources and information about successful initiatives and programs for community investment; reinvestment; small-business lending; affordable housing; and community, rural and economic development.

Small Business

The Richmond Fed is committed to supporting small businesses in the Fifth District. The Federal Reserve’s Small Business Credit Survey helps policy makers understand the credit experiences and needs of small business owners.

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