Every year, the Federal Reserve Bank of Richmond surveys experts who represent the Fifth District’s numerous and highly diverse communities. The purpose of the survey is to identify the most pressing current and emerging issues in our District.

This issue of Community Pulse presents the findings from our 2015 survey. We received 317 responses to the survey. The respondents represent a broad cross- section of community perspectives across Maryland, North Carolina, South Carolina, Virginia, West Virginia and the District of Columbia.

Next: Current Issues