Community Pulse

2016

Significant Concern

Education, Income, and Financial Stability

What is the most significant concern you have around education, income, and financial stability for low- and moderate-income individuals in your geographic service area?


Ranking of Education, Income, and Financial Stability Significant Concern, 2016

Note: Based on 380 responses to the question – "What is the most significant concern you have around education, income, and financial stability for low- and moderate-income individuals in your geographic service area?"

Other:

“Providing quality, affordable housing inneighborhoods with strong K–12educational opportunities andaccess to jobs.”

“Mostly concerned about parents whowork and children who are in school butneed more structure or support, which isaccentuated in this area because of adiverse immigrant population.”

“Lack of opportunity for living wage jobsand lack of appropriate education for thejobs that do exist.”

Employment Opportunities

What is the most significant concern you have around employment opportunities for low- and moderate-income individuals in your geographic service area?


Ranking of Employment Opportunities Significant Concern, 2016

Note: Based on 380 responses to the question – "What is the most significant concern you have around employment opportunities for low- and moderate-income individuals in your geographic service area?"

Other:

“Companies want people with experience. They may have a degree or certificate in the field but no hands on experience, and companies are not willing to give it to them, even if our agency would subsidize the training.”

“The education pipeline has prepared youth primarily for college. Numerous manufacturers and maritime related machine shops report having $30/hour jobs available, but no labor pool.”

“Many of our low income lack the skill set for higher paying jobs. They cannot attend schools or training because of the lack of childcare. It is easier for them to remain on assistance programs rather than work. This prevents the future generations from moving off of government assistance.”

Housing Opportunities

What is the most significant concern you have around housing opportunities for low- and moderate-income individuals in your geographic service area?


Ranking of Housing Opportunities Significant Concern, 2016

Note: Based on 378 responses to the question – "What is the most significant concern you have around housing opportunities for low- and moderate-income individuals in your geographic service area?”

Other:

“Housing prices are still staying so low [that] many people have no way out of the properties they do own.”

“Mixed-use affordable dwelling counteracts gentrification and allows equal access to quality schools and transportation.”

“Without economic diversity, there is little opportunity for ‘trading up’ to the next sized home.”

Health

What is the most significant concern you have around health for low- and moderate-income individuals in your geographic service area?


Ranking of Health Significant Concern, 2016

Note: Based on 357 responses to the question – "What is the most significant concern you have around health for low- and moderate-income individuals in your geographic service area?”

Other:

“If you have low level literacy skills, you delay seeking health care due to the barriers in reading/understanding forms.”

“A lack of funding streams (i.e., insurance or public benefit coverage) to increase access to mental and oral health services.”

“Emergency rooms should not shoulder burden and are not the place for low-income health care.”

Small Business and Entrepreneurship

What is the most significant concern you have around small business and entrepreneurship for low- and moderate-income individuals in your geographic service area?


Ranking of Small Business and Entrepreneurship Significant Concern, 2016

Note: Based on 352 responses to the question – "What is the most significant concern you have around small business and entrepreneurship for low- and moderate-income individuals in your geographic service area?”

Other:

“Limited skills in financial planning, loan preparedness, and monitoring cash flow.”

“I don't see many startups in these areas. Most of our small business development is done by well-off, well-educated individuals. The hard truth is that many LMI workers are also low-skill workers. Most are not ready to own a business.”

"The underground economy is prevalent in rural areas. For example, many subcontractors in the construction field do not withhold taxes from employees and they themselves do not pay taxes unless caught by taxing agency. How does a legitimate new small business compete with this group?”

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Richmond

Community Development
(804) 697-8631

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