Region Focus

Fourth Quarter 2012

A Wallet in Every Phone

Will mobile payments take off in the United States?

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Related Links

Contini, Darin, Marianne Crowe, Cynthia Merritt, Richard Oliver, and Steve Mott. "Mobile Payments in the United States: Mapping Out the Road Ahead." Mobile Payments Industry Workgroup paper, March 25, 2011.

Gross, Matthew B., Jeanne M. Hogarth, and Maximilian D. Schmeiser. "Consumers and Mobile Financial Services." Board of Governors of the Federal Reserve System, March 2012.

Hayashi, Fumiko. "Mobile Payments: What's in It for Consumers?" Federal Reserve Bank of Kansas City Economic Review, First Quarter 2012, vol. 97, no. 1, pp. 35-66.

Jack, William, Tavneet Suri, and Robert Townsend. "Monetary Theory and Electronic Money: Reflections on the Kenyan Experience." Federal Reserve Bank of Richmond Economic Quarterly, First Quarter 2010, vol. 96, no. 1, pp. 83-122.

McTaggart, Timothy R., and David W. Freese. "Regulation of Mobile Payments." The Banking Law Journal, June 2010, vol. 127, no. 6, pp. 485-500.

Tavilla, Elisa. "Opportunities and Challenges to Broad Acceptance of Mobile Payments in the United States." Federal Reserve Bank of Boston Payment Strategies Paper, July 24, 2012.

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