Working Papers

The following papers were written by Richmond Fed economists, in some cases in collaboration with outside economists. They represent work prepared for later publication or presentation to professional meetings. They are circulated in this series for purposes of discussion and comment only.

June 2015, No. 15-08

Innovation, Deregulation, and the Life Cycle of a Financial Service Industry

Fumiko Hayashi, Bin Grace Li and Zhu Wang

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