People who pay student loans back using income-driven repayment plans are less likely to default than those who use standard repayment plans.

Forbearance programs are allowing mortgage and student loans borrowers to pause their payments. How are borrowers faring and what happens when these programs end?

Proposal submissions are now open for the 2024 Investing in Rural America Conference poster session! Learn about the ways rural communities are addressing economic challenges in this virtual tour of posters from our 2023 conference.

After a few months of positive readings, results from our business surveys turned downward in October. Still, firms are holding steady on hiring plans, at least for now.

We regularly report the quantitative results from the Richmond Fed business surveys, but participants' comments also provide useful context for changes in local business conditions.

After two years of tightness, many labor market measures have made notable progress toward reaching more normal levels. But we might still have some time before we see the same for wage growth.

Our Fifth District business surveys indicate that firms are paying more attention to inflation as they make price- and wage-setting decisions. But businesses also expect own-price growth and inflation to moderate in the near future.

Over the past year, firms have had difficulty finding workers. Recent evidence from Fifth District business surveys indicates the difficulty is shifting from lower- to higher-skilled hires.

We're building our data products to help data users and local and state leaders gain quick insight into geographic differences across a range of indicators.

Revised historical monthly employment and unemployment data provide new clarity on the track of labor market recovery in Fifth District states.

In Fifth District states, as in most of the nation, spending appears to be falling short of what is required to support students most in need.

An estimated 30 percent of Fifth District businesses are minority-owned, but this trails the minority share of the population.

Labor force participation took a big hit from the pandemic. How then should we interpret states' reported unemployment rates?

As the COVID-19 pandemic forced schools to shift their approach to instruction, the Fed and other economic and financial literacy organizations pivoted, too.