Regulators are considering changes to how the 1977 law is implemented

Richmond Fed economists are using novel approaches to understand racial wealth differences

Richmond Fed president Tom Barkin discusses racial inequality in the Fifth District and how the Richmond Fed is working to make a positive difference.

Student loan debt is a growing burden for many residents of the District of Columbia, especially for lower-income borrowers.

This report explores differences in community growth and income by analyzing indicators of access and health in the credit economy from 2007-2017.

The path to home ownership has been especially difficult for Black Americans. This issue of 5th District Footprint explores these gaps as of 2016.

This issue of Community Practice Papers focuses on partner organizations in East Baltimore and community development tools to address a neighborhood challenged by disinvestment.

This issue of Community Scope examines strategies to address the loss of subsidized, rent stabilized and market-affordable housing in gentrifying neighborhoods.

This post explores lagged recovery in labor force participation for Black and Hispanic women that started at the onset of the COVID-19 recession.

Senior policy economist Arantxa Jarque discusses the importance of having diverse voices represented at the Federal Reserve and in the economics profession in general.

Research finds that first-time incarceration can decrease men's lifetime earnings as well as increase the number of years spent unemployed or out of the labor force.

Tiffany Hollin-Wright and Erika Bell explain "benefits cliffs" ― when workers receiving public assistance earn a raise and then are disqualified from receiving government help.

Tiffany Hollin-Wright discusses how our Community Development staff is addressing the disproportionate impact of the health and economic crises on communities of color.

This publication contains summaries of the research presented at a virtual seminar in June 2020. The papers highlighted insights from search and matching, networks, and employer learning.

Community colleges serve a larger share of minority students than public or private four-year schools.

Why do kids drop out of high school, and what can be done to help them finish?

Minorities are less likely to climb the economic ladder than whites. Access to high-quality early childhood education plays an important role.

Ray Owens and Santiago Pinto discuss current trends in crime rates, the challenges of determining the extent of crime and its causes, and the impact of policing on crime rates. They also review research on racial bias in policing and the impact of police violence against Black citizens. Owens and Pinto are senior economists at the Federal Reserve Bank of Richmond.

Heirs' property, land passed through generations without a clear title, is an unstable form of landownership that can lead to lost capital and wealth.

This episode shares part of a 2019 presentation by Laura Ullrich about wage, income and wealth inequality, an issue that was brought into focus during the COVID-19 pandemic.

Rural black Fifth District communities have long suffered fewer economic opportunities and thus worse economic outcomes.

This article provides some history on the evolution of the Fifth District population across race and the rural-urban continuum since the late 1800s.

Tiffany Hollin-Wright discusses how our Community Development staff is addressing the disproportionate impact of the health and economic crises on communities of color.

Although the Fifth District’s black population tends to have higher employment and educational attainment compared to the nation’s, there are still significant disparities relative to whites.

A new financing model for distressed communities offers both promise and pitfalls.

This issue of Community Scope focuses on the history of housing policy in Baltimore, including practices that separated residents by race, ethnicity and religion.