This year’s Cyber Risk in the Financial Sector Conference brought together experts from industry, government and academia to discuss the growing threat of cyber risk in the financial sector, and the need for cyber risk management practices to continuously adapt and evolve in the face of ever-growing risks.

Banking is evolving as financial institutions reshape their branch networks. New research shows that while banks are closing branches in areas with more financially sophisticated customers who are comfortable with digital banking, they're also strategically opening new branches in these same areas to attract deposits away from competitors. This pattern highlights the changing role of physical locations in modern banking.