Economists

Staff Economist

John R. Walter

One of my major responsibilities is tracking banking regulation and legislation for policy implications of interest to the Bank. This responsibility has sparked several recent articles that examine the likely effectiveness of existing or proposed regulations in light of certain bank incentives.

Biography
Academic
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Economic
Quarterly
Economic
Review
Working
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Economic
Brief

Professional Experience

John Walter is a senior economist and research advisor in the Research Department and has been with the Richmond Fed since 1981. His responsibilities include briefing the Bank’s president and other management on the status and implications of current banking legislation, preparing speeches for the president, writing articles for Richmond Fed and financial trade publications, and speaking to community and professional groups.

Education

M.A., Ohio State University, 1981
B.S., Virginia Tech, 1979

Meet an Economist video

“How Large is the Federal Financial Safety Net?” (with John A. Weinberg). Cato Journal 21, no. 3 (Winter 2002): 369-393.

Issue	Title	Author(s)
First Quarter 2012	Orderly Liquidation Authority as an Alternative to Bankruptcy	Sabrina R. Pellerin John R. Walter
Third Quarter 2010	How Large Has the Federal Financial Safety Net Become?	Nadezhda Malysheva John R. Walter
Spring 2009	The Consolidation of Financial Regulation: Pros, Cons, and Implications for the United States	Sabrina R. Pellerin John R. Walter Patricia Wescott
Winter 2008	Antitrust Analysis in Banking: Goals, Methods, and Justifications in a Changed Environment	John R. Walter Patricia E. Wescott
Fall 2006	Not Your Father's Credit Union	John R. Walter
Winter 2006	The 3-6-3 Rule: An Urban Myth?	John R. Walter
Winter 2005	Depression-Era Bank Failures: The Great Contagion or the Great Shakeout?	John R. Walter
Winter 2004	Closing Troubled Banks: How the Process Works	John R. Walter
Spring 2003	Banking and Commerce: Tear Down This Wall?	John R. Walter
Spring 2002	What Can Price Theory Say about the Community Reinvestment Act?	John R. Walter Robert L. Lacy
Winter 1999	Pooling or Purchase: A Merger Mystery	John R. Walter
Winter 1998	Can a Safety Net Subsidy Be Contained?	John R. Walter
Fall 1996	Firewalls	John R. Walter
Fall 1995	The Fair Lending Laws and Their Enforcement	John R. Walter
Fall 1994	Were Bank Examiners Too Strict with New England and California Banks?	John R. Walter Robert M. Darin

Issue	Title	Author(s)
1991	Loan Loss Reserves	John R. Walter
1990	Fifth District Bank Performance	John R. Walter Donald L. Welker
1989	Top Performing Small Banks: Making Money the Old-Fashioned Way	Benton E. Gup John R. Walter
1989	Fifth District Banks' Return on Assets: Highest in Decade	John R. Walter Donald L. Welker
1989	Monetary Aggregates: A User's Guide	John R. Walter
1988	A Review of Bank Performance in the Fifth District, 1987	David L. Mengle John R. Walter
1987	A Review of Bank Performance in the Fifth District, 1986	David L. Mengle John R. Walter
1986	Short-Term Municipal Securities	John R. Walter
1986	Economic Review: A Review of Bank Performance in the Fifth District, 1985	David L. Mengle John R. Walter
1985	A Review of Bank Performance in the Fifth District, 1984	David L. Mengle John R. Walter
1983	A Review of Bank Performance in the Fifth District, 1982	John R. Walter
1982	The Competition for Transaction Accounts	Walter A. Varvel John R. Walter

Paper	Title	Author(s)
10-03R March 2010	How Large Has the Federal Financial Safety Net Become? (Revised: February 2013)	Nadezhda Malysheva John R. Walter
09-8 May 2009	The Consolidation of Financial Market Regulation: Pros, Cons, and Implications for the United States	Sabrina R. Pellerin John R. Walter Patricia E. Wescott

Essay	Title	Author(s)
12-09 September 2012	Can Orderly Liquidation Solve the Problems of Bailouts and Bankruptcies?	Betty Joyce Nash Sabrina R. Pellerin John R. Walter
11-04 April 2011	Identifying Systemically Important Financial Institutions	David A. Price John R. Walter
09-12 December 2009	The Effect of Interest on Reserves on Monetary Policy	John R. Walter Renee Haltom
08-03 December 2008	Turmoil in the Student Loan Market	John R. Walter Samuel E. Henly

Richmond

John R. Walter
(804) 697-8218

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