Skip to Main Content

Community Depository Institutions Advisory Council

The Community Depository Institutions Advisory Council (CDIAC) advises our Bank’s leaders and the Board of Governors about local economies, banking conditions and other issues across the Fifth District. The council’s 12 members meet twice a year and represent banks, thrift institutions and credit unions with total assets of less than $10 billion. The Board of Governors requires that each Reserve Bank have a CDIAC, and we established our council in 2010. The chair of each Reserve Bank’s council serves on the Federal Reserve Board’s CDIAC, which meets with the Board of Governors twice a year in Washington.


Daniel Berry
Chief Executive Officer
Duke University Federal Credit Union
Durham, North Carolina

Laurence S. Bolchoz, Jr.­
President and CEO­
Coastal Carolina National Bank­
Myrtle Beach, South Carolina

Chris Conway
President and CEO
Educational Systems Federal Credit Union
Greenbelt, Maryland

Alice P. Frazier
President and CEO
Bank of Charles Town
Charles Town, West Virginia

Dabney T.P. Gilliam Jr., Chair
President and CEO
The Bank of Charlotte County
Phenix, Virginia

L.E. Griffin
President and CEO
Home Federal Savings and Loan Association
Bamberg, South Carolina

Leton L. Harding Jr.
Chairman, President and CEO
Powell Valley National Bank
Jonesville, Virginia

William Hedgepeth
President and CEO
Select Bank & Trust
Dunn, North Carolina

Wayne Hoyle
President and CEO
First Federal Savings Bank of Lincolnton
Lincolnton, North Carolina

Kim C. Liddell
BV Financial, Inc.
BayVanguard Bank
Baltimore, Maryland


phone Contact Us