Community Depository Institutions Advisory Council

The Community Depository Institutions Advisory Council (CDIAC) advises our Bank’s leaders and the Board of Governors about local economies, banking conditions and other issues across the Fifth District. The council’s 12 members meet twice a year and represent banks, thrift institutions and credit unions with total assets of less than $10 billion. The Board of Governors requires that each Reserve Bank have a CDIAC, and we established our council in 2010. The chair of each Reserve Bank’s council serves on the Federal Reserve Board’s CDIAC, which meets with the Board of Governors twice a year in Washington.

Members

Chris Conway
President and CEO
Educational Systems Federal Credit Union
Greenbelt, Maryland 

Robert A. DeAlmeida, Chair
President and CEO
Hamilton Bank
Towson, Maryland

Dabney T.P. Gilliam Jr. 
President and CEO
The Bank of Charlotte County
Phenix, Virginia

L.E. Griffin
President and CEO
Home Federal Savings and Loan Association
Bamberg, South Carolina

Leton L. Harding Jr.
President, Chairman and CEO
Powell Valley National Bank
Jonesville, Virginia

Mark D. Harrell
President and CEO
CNB Bank
Berkeley Springs, West Virginia

William Hedgepeth
President and CEO
Select Bank & Trust
Dunn, North Carolina

James L. King
President and CEO
The Bank of Monroe
Union, West Virginia

R. Arthur Seaver Jr. 
Chief Executive Officer
Southern First Bank
Greenville, South Carolina

Robert F. Shuford Jr.
President and CEO
Old Point National Bank
Hampton, Virginia

Judy R. Tharp
President and CEO
Piedmont Advantage Credit Union
Winston-Salem, North Carolina

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