Community Depository Institutions Advisory Council

The Community Depository Institutions Advisory Council (CDIAC) advises our Bank’s leaders and the Board of Governors about local economies, banking conditions and other issues across the Fifth District. The council’s 12 members meet twice a year and represent banks, thrift institutions and credit unions with total assets of less than $10 billion. The Board of Governors requires that each Reserve Bank have a CDIAC, and we established our council in 2010. The chair of each Reserve Bank’s council serves on the Federal Reserve Board’s CDIAC, which meets with the Board of Governors twice a year in Washington.

Members

Daniel Berry
Chief Executive Officer
Duke University Federal Credit Union
Durham, North Carolina

Laurence S. Bolchoz, Jr.­
President and CEO­
Coastal Carolina National Bank­
Myrtle Beach, South Carolina

Patricia A. Ferrick
President
FVCbank
Fairfax, Virginia

Alice P. Frazier
President and CEO
Bank of Charles Town
Charles Town, West Virginia

Dabney T.P. Gilliam Jr., Chair
President and CEO
The Bank of Charlotte County
Phenix, Virginia

L.E. Griffin
President and CEO
Home Federal Savings and Loan Association
Bamberg, South Carolina

Leton L. Harding Jr.
Chairman, President and CEO
Powell Valley National Bank
Jonesville, Virginia 

Martha J. Haymaker
President and CEO
Calhoun Banks
Grantsville, West Virginia

Wayne Hoyle
President and CEO
First Federal Savings Bank of Lincolnton
Lincolnton, North Carolina

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