Enter search term Search
About Us
We’re one of 12 regional Federal Reserve Banks working together with the Board of Governors to support a healthy economy. Our job is to serve the American public — to serve you. And our mission is to foster economic stability and strength.

Learn more about our bank >
Banking Supervision
We promote the safety and soundness of individual financial institutions and monitor their impact on the financial system as a whole, as well as ensure financial institutions are protecting consumers.
Economic Research
We conduct research to support policymaking and thought leadership on issues important to the Federal Reserve and the Fifth District. We also inform the public through our data and economic analysis, publications, presentations and educational resources.

Learn more about Economic Research >
Region & Communities
We share research, data and resources and regularly engage regional leaders and policymakers to understand and address community‑specific economic issues.
- Our Region
Education
We work with teachers, students and the public to enhance understanding of economics, personal finance and the Federal Reserve.

Learn more about our resources and educational programs. >
- Resources & Programs
- Economic Education Outreach
- Events
- Our Team

Economic Quarterly

First Quarter 2011

A Regional Look at the Role of House Prices and Labor Market Conditions in Mortgage Default

We study the regional variation in foreclosure rates in more detail by examining two localities in our district: Prince William County, Virginia, and Charlotte, North Carolina.

Sonya Ravindranath Waddell, Anne Davlin and Edward S. Prescott

First Quarter 2011

Housing and the Great Recession: A VAR Accounting Exercise

Samuel E. Henly and Alexander L. Wolman

First Quarter 2011

Optimal Contracts for Housing Services Purchases

Borys Grochulski

First Quarter 2011

Mortgage Reform and the Countercyclical Role of the Federal Housing Administration's Mortgage Mutual Insurance Fund

Brent C Smith

Lisa Davis (804) 697-8179