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About Us
We’re one of 12 regional Federal Reserve Banks working together with the Board of Governors to support a healthy economy. Our job is to serve the American public — to serve you. And our mission is to foster economic stability and strength.

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Banking Supervision
We promote the safety and soundness of individual financial institutions and monitor their impact on the financial system as a whole, as well as ensure financial institutions are protecting consumers.
Economic Research
We conduct research to support policymaking and thought leadership on issues important to the Federal Reserve and the Fifth District. We also inform the public through our data and economic analysis, publications, presentations and educational resources.

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Region & Communities
We share research, data and resources and regularly engage regional leaders and policymakers to understand and address community‑specific economic issues.
- Our Region
Education
We work with teachers, students and the public to enhance understanding of economics, personal finance and the Federal Reserve.

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- Resources & Programs
- Economic Education Outreach
- Events
- Our Team

Working Papers

October 2010, No. 10-16R

Deferred Pay for Bank Employees: Implications of Hidden Actions with Persistent Effects in Time (Revised September 2015)

Arantxa Jarque and Edward S. Prescott

October 2010, No. 10-15R

Time to Produce and Emerging Market Crises (Revised July 2012)

Felipe F. Schwartzman

October 2010, No. 10-14

On the Optimality of Ramsey Taxes in Mirrlees Economies

Borys Grochulski

August 2010, No. 10-13

The Cyclical Price of Labor When Wages Are Smoothed

Marianna Kudlyak

June 2010, No. 10-12

On the Job Search and the Cyclical Dynamics of the Labor Market

Michael U. Krause and Thomas A. Lubik

June 2010, No. 10-11

The Role of Non-Owner-Occupied Homes in the Current Housing and Foreclosure Cycle

Breck Robinson and Richard M. Todd

May 2010, No. 10-10

Housing Default: Theory Works and So Does Policy

Allen C. Goodman and Brent C Smith

May 2010, No. 10-09

Learning About Informational Rigidities from Sectoral Data and Diffusion Indices

Pierre-Daniel G. Sarte

May 2010, No. 10-08R

Debt Dilution and Sovereign Default Risk (Revised February 2012)

Juan Carlos Hatchondo, Leonardo Martinez and Cesar Sosa Padilla

April 2010, No. 10-07R

Over-the-Counter Loans, Adverse Selection, and Stigma in the Interbank Market (Revised February 2012)

Huberto M. Ennis and John A. Weinberg

Contact Us

Katrina Mullen (804) 697-8145