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Economic Quarterly

Winter 2008

Antitrust Analysis in Banking: Goals, Methods, and Justifications in a Changed Environment

John R. Walter and Patricia E. Wescott

During recent decades banking markets have changed considerably. Nevertheless, banking antitrust analysis continues to follow the same basic philosophy laid down 40 years ago by the Supreme Court. Does the change in banking markets imply the need to alter antitrust analysis in banking? This article reviews the methods of antitrust analysis and discusses justifications for them. The article concludes that the means of analysis continues to make sense regardless of a changed environment.

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