Financial Economists
Eliana Balla
Eliana Balla is a manager and financial economist in the Quantitative Supervision and Research group. Her supervisory work has focused on financial institutions’ quantitative surveillance, stress testing and model validation. Her current banking research includes applications on studies on bank failures, bank provisions for loan losses, community and regional bank performance, and regulatory effectiveness.
Prior to joining the Richmond Fed, Balla received master’s and doctoral degrees in economics from Washington University in St. Louis.
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Publications
“The Effect of Regulatory Oversight on Nonbank Mortgage Subsidiaries” (with Raymond Brastow, Daniel Edgel, and Morgan J. Rose), April 2024, Journal of Real Estate Finance and Economics, 68, pp. 523-575.
“Constraints on Provisioning at Public vs. Private Community Banks” (with Morgan J. Rose), Fall 2024, Journal of Financial Research, 47, pp. 635-666.
“A Comparison of Community Bank Failures and FDIC Losses in the 1986–92 and 2007–13 Banking Crises” (with Edward S. Prescott, Laurel C. Mazur, and John R. Walter), September 2019, Journal of Banking and Finance, 106, pp. 1-15.
“Earnings, Risk-taking, and Capital Accumulation in Community and Regional Banks” (with Morgan J. Rose), 2019, Journal of Banking and Finance, 103, pp. 36-50.
“Tail Dependence and Indicators of Systemic Risk for Large US Depositories” (with Ibrahim Ergen and Marco Migueis), December 2014, Journal of Financial Stability, 15, pp. 195-209.
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Working Papers
Organizational Form and Thrift Risk During the US Housing Boom and Bust (with Edward S. Prescott and Grant Rosenberger)