Katarína Borovičková and Claudia Macaluso describe their research on differences in wage growth between workers as they progress in their careers. Borovičková and Macaluso are economists at the Federal Reserve Bank of Richmond.

Sierra Stoney outlines the factors that have recently driven up premiums for homeowners insurance, adding pricing pressure to housing markets. Stoney is a senior research analyst on the Regional and Community Analysis team at the Richmond Fed.

David Cox, Adin Hammond and Tyrese Wheaton describe their summer at the Federal Reserve Bank of Richmond interning in three different departments.