Skip to Main Content

Enter search term Search
About Us
We’re one of 12 regional Federal Reserve Banks working together with the Board of Governors to support a healthy economy. Our job is to serve the American public — to serve you. And our mission is to foster economic stability and strength.

Learn more about our bank >
Banking & Supervision
We work to support a safe and sound financial system and foster an efficient and accessible payments system.
Economic Research
We conduct research to support policymaking and thought leadership on issues important to the Federal Reserve and the Fifth District. We also inform the public through our data and economic analysis, publications, presentations and educational resources.

Learn more about Economic Research >
Region & Communities
We share research, data and resources and regularly engage regional leaders and policymakers to understand and address community‑specific economic issues.
- Our Region
Education
We work with teachers, students and the public to enhance understanding of economics, personal finance and the Federal Reserve.

Learn more about our resources and educational programs. >
- Resources & Programs
- Economic Education Outreach
- Events
- Our Team

Working Papers

October 2009, No. 09-13

On the Cyclicality of the Interest Rate in Emerging Economy Models: Solution Methods Matter

Juan Carlos Hatchondo, Leonardo Martinez and Horacio Sapriza

September 2009, No. 09-12R

The Cyclicality of the User Cost of Labor (Revised: March 2013)

Marianna Kudlyak

August 2009, No. 09-11

Are Harsh Penalties for Default Really Better?

Kartik B. Athreya, Xuan S. Tam and Eric R. Young

July 2009, No. 09-10R

Recourse and Residential Mortgage Default: Theory and Evidence from U.S. States (Revised June 2010)

Andra C. Ghent and Marianna Kudlyak

June 2009, No. 09-9

Unemployment Insurance with a Hidden Labor Market

Fernando Álvarez-Parra and Juan M. Sanchez

May 2009, No. 09-8

The Consolidation of Financial Market Regulation: Pros, Cons, and Implications for the United States

Sabrina R. Pellerin, John R. Walter and Patricia E. Wescott

April 2009, No. 09-7

Assessing the Effectiveness of the Paulson "Teaser Freezer" Plan: Evidence from the ABX Index

Eliana Balla, Robert E. Carpenter and Breck Robinson

April 2009, No. 09-6R

On the Implementation of Markov-Perfect Monetary Policy (Revised August 2011)

Michael Dotsey and Andreas Hornstein

April 2009, No. 09-5

Credit and Self-Employment

Kartik B. Athreya and Ahmet Akyol

April 2009, No. 09-4

The Role of Information in the Rise in Consumer Bankruptcies

Juan M. Sanchez

Contact Us