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About Us
We’re one of 12 regional Federal Reserve Banks working together with the Board of Governors to support a healthy economy. Our job is to serve the American public — to serve you. And our mission is to foster economic stability and strength.

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Banking & Supervision
We work to support a safe and sound financial system and foster an efficient and accessible payments system.
Economic Research
We conduct research to support policymaking and thought leadership on issues important to the Federal Reserve and the Fifth District. We also inform the public through our data and economic analysis, publications, presentations and educational resources.

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Region & Communities
We share research, data and resources and regularly engage regional leaders and policymakers to understand and address community‑specific economic issues.
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Education
We work with teachers, students and the public to enhance understanding of economics, personal finance and the Federal Reserve.

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Economic Brief

December 2013, No. 13-12

How Risky Are Young Borrowers?

Peter Debbaut, Andra C. Ghent, Marianna Kudlyak and Jessie Romero

November 2013, No. 13-11

Assessing the Risks of Mortgage REITs

Sabrina R. Pellerin, David A. Price, Steven Sabol and John R. Walter

October 2013, No. 13-10

Welfare Analysis of Debit Card Interchange Fee Regulation

Tim Sablik and Zhu Wang

September 2013, No. 13-09

Is Fiscal Austerity Good for the Economy?

Renee Haltom and Thomas A. Lubik

August 2013, No. 13-08

Will a Surge in Labor Force Participation Impede Unemployment Rate Improvement?

Andreas Hornstein and Karl Rhodes

July 2013, No. 13-07

Land of Opportunity? Economic Mobility in the United States

Kartik B. Athreya and Jessie Romero

June 2013, No. 13-06

Implications of Risks and Rewards in College Decisions

Kartik B. Athreya and David A. Price

May 2013, No. 13-05

Does Money Still Matter for Monetary Policy?

April 2013, No. 13-04

Job Search Behavior: Lessons from Online Job Search

Marianna Kudlyak and Jessie Romero

March 2013, No. 13-03

Fed Credit Policy during the Great Depression

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