Research Publications
Jessie Romero
Jessie Romero is assistant vice president and corporate secretary at the Federal Reserve Bank of Richmond. In this role she provides governance, planning and communications support to the Board of Directors, Board committees and Bank senior leadership.
Romero joined the Research staff in 2010 as a managing editor before becoming a senior economics writer and speechwriter, then a senior manager of the Research Publications team. Most recently, she served as assistant vice president of Research Communications and Economic Education. Before joining the Bank, she managed publications for the nonprofit U.S. Green Building Council. Romero earned her bachelor's degree in English and French literature from Binghamton University (State University of New York) and her MBA from Auburn University.
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Bank Publications
Economic Brief, August 2022, No. 22-29
How many more borrowers working in public services recently became eligible for student loan forgiveness in the Fifth District?
Elizabeth Link, Jessie Romero and Sarah Turner
Econ Focus, Second Quarter 2022Numerous factors — including population growth, education, housing, transportation, child care, health, and broadband availability — are shaping the differences in employment outcomes between rural and urban communities.
Stephanie Norris, Jessie Romero, Sierra Stoney and Sonya Ravindranath Waddell
Economic Brief, March 2021, No. 21-10The U.S. might benefit from replacing physical cash with central bank digital currency, but first the Fed must resolve several policy and implementation issues.
Jessie Romero, Zhu Wang and Russell Wong
Regional Matters, July 24, 2020Although the Fifth District’s black population tends to have higher employment and educational attainment compared to the nation’s, there are still significant disparities relative to whites.
Abigail Crockett and Jessie Romero
Special Reports, May 27, 2020John Mullin, Jessie Romero and Sonya Ravindranath Waddell
Econ Focus, First Quarter 2020This gallery offers a record of some of the unprecedented economic changes that Americans experienced at the beginning of the COVID-19 pandemic.
Jacob Crouse, David A. Price, Rachel Rodgers, Jessie Romero and Luna Shen
Economic Brief, April 2020, No. 20-05The authors forecast the effects of COVID-19 on loan-delinquency rates under three scenarios for unemployment and house-price movements.
Grey Gordon, John Bailey Jones and Jessie Romero
Economic Brief, March 2020, No. 20-03A quantitative model of college enrollment suggests that the value of college access varies greatly across individuals.
Kartik B. Athreya, Felicia Ionescu, Urvi Neelakantan, Jessie Romero and Ivan Vidangos
Econ Focus, Fourth Quarter 2019The Richmond Fed is working to understand how economic outcomes vary across different regions and different groups of people.
Jessie Romero
Econ Focus, Fourth Quarter 2019Northwestern University economist on firms' investment decisions, intangible capital, and the college premium
Jessie Romero
Economic Brief, December 2019, No. 19-12This Economic Brief evaluates the predictive capabilities of the yield curve and several other leading indicators, including the Conference Board Leading Economic Index (LEI), claims for unemployment insurance, manufacturing activity, consumer lending, and CEO optimism.
Matthew Murphy, Jessie Romero and Roy H. Webb
Econ Focus, Second/Third Quarter 2019"Kit homes" from Sears and others were an affordable housing option
Jessie Romero
Economic Brief, August 2019, No. 19-08Laura Liu, Christian Matthes, Katerina Petrova and Jessie Romero
Econ Focus, First Quarter 2019A new financing model for distressed communities offers both promise and pitfalls.
Jessie Romero
Econ Focus, First Quarter 2019How war debts, states' rights, and a dinner table bargain created Washington, D.C.
Jessie Romero
Econ Focus, First Quarter 2019Jessie Romero
Econ Focus, Fourth Quarter 2018The Fifth District's automotive entrepreneurs eventually lost out to the forces of agglomeration
Jessie Romero
Econ Focus, Fourth Quarter 2018Jessie Romero
Economic Brief, March 2019, No. 19-03Household financial distress is pervasive. Is this pattern driven by a small share of individuals experiencing persistent distress, by the majority facing more occasional distress, or something in between? Recent research indicates that over a lifetime, financial distress is unlikely for most but very persistent for some.
Kartik B. Athreya and Jessie Romero
Econ Focus, Third Quarter 2018In 2018, the unemployment rate was at historic lows. Were employers having trouble hiring because there weren't enough workers, or because they had the wrong skills?
Jessie Romero
Econ Focus, Third Quarter 2018The Fed has developed a new reference rate to replace the troubled LIBOR. Will banks make the switch?
Jessie Romero
Economic Brief, October 2018, No. 18-10Jessie Romero and Felipe F. Schwartzman
Econ Focus, Second Quarter 2018Jargon Alert
Jessie Romero
Econ Focus, Second Quarter 2018What role do producers’ costs play in determining inflation?
Jessie Romero
Economic Brief, July 2018, No. 18-07Urvi Neelakantan and Jessie Romero
Econ Focus, First Quarter 2018Cities and states are experimenting with a new financing model to support social and environmental programs.
Jessie Romero
Econ Focus, Fourth Quarter 2017Jessie Romero
Econ Focus, Fourth Quarter 2017Americans pay a lot for prescription drugs. Does that mean we pay too much?
Jessie Romero
Economic Brief, December 2017, No. 17-12There are large differences across school districts in enrollment and attendance at high-resource colleges and universities.
Emily E. Cook, Jessie Romero and Sarah Turner
Econ Focus, Third Quarter 2017Are fears of a "bubble" in auto lending overstated?
Jessie Romero
Econ Focus, Second Quarter 2017The Spanish flu pandemic of 1918-1919 was a major social and economic shock
Jessie Romero
Econ Focus, Second Quarter 2017Is there still an economic case for government-supported broadcasting?
Jessie Romero
Econ Focus, First Quarter 2017The absence of "boomerang buyers" in the housing market could have implications for near-term economic growth in the United States.
Jessie Romero
Econ Focus, First Quarter 2017Princeton University economist on pollution, tort reform, and the effect of recessions on fertility
Jessie Romero
Economic Brief, May 2017, No. 17-05Overall, the government pays more for lower-income individuals than higher-income individuals, but Medicaid is not just a program for the young and the poor. It provides substantial benefits to older adults with higher incomes as well.
John Bailey Jones and Jessie Romero
Econ Focus, First Quarter 2017Poor and minority children disproportionately suffered the ravages of lead paint poisoning
Jessie Romero
Econ Focus, Third/Fourth Quarter 2016Jessie Romero
Econ Focus, Third/Fourth Quarter 2016Life expectancy varies considerably across demographic groups.
Jessie Romero
Economic Brief, January 2017, No. 17-01According to conventional wisdom, wealth redistribution boosts output by increasing aggregate consumption. However, while redistributive policies can have a short-run stimulative effect on consumption, their effect on output depends, potentially quite importantly, on the nature of household labor supply.
Kartik B. Athreya, Andrew Owens, Jessie Romero and Felipe F. Schwartzman
Annual Report, 2017Why isn't the U.S. producing more college graduates? Two key — and related — factors appear to play a role in college enrollment and completion: socioeconomic status and preparedness, broadly defined to include both academic preparation and the knowledge needed to make informed choices about college.
Urvi Neelakantan and Jessie Romero
Econ Focus, Second Quarter 2016How Congress holds monetary policymakers accountable
Renee Haltom and Jessie Romero
Econ Focus, Fourth Quarter 2015Why trade growth has slowed down — and what it might mean for the global economy
Jessie Romero
Econ Focus, Fourth Quarter 2015Scrambling for Economists: The Ph.D. Job Search
Jessie Romero
Economic Brief, April 2016, No. 16-04Jessie Romero and Nicholas Trachter
Econ Focus, Third Quarter 2015Around the Fed
Jessie Romero
Econ Focus, Third Quarter 2015Research Spotlight
Jessie Romero
Econ Focus, Second Quarter 2015The Profession
Jessie Romero and Aaron Steelman
Econ Focus, Second Quarter 2015What's a Life Worth?
Jessie Romero
Econ Focus, First Quarter 2015A secret meeting at a secluded resort led to a new central banking system
Jessie Romero
Econ Focus, First Quarter 2015Book Review
Jessie Romero
Econ Focus, First Quarter 2015The institution of marriage is solid -- but only for certain groups. Economics helps explain why
Jessie Romero
Econ Focus, Fourth Quarter 2014Harvard University economist on the history of women's employment, mapping the gender wage gap, and for-profit colleges
Jessie Romero
Econ Focus, Fourth Quarter 2014Legal changes have opened the door to new kinds of political spending. What does the money buy?
Jessie Romero
Econ Focus, Fourth Quarter 2014Money Talks sidebar
Jessie Romero
Econ Focus, Third Quarter 2014The Profession
Jessie Romero
Econ Focus, Third Quarter 2014Why do kids drop out of high school, and what can be done to help them finish?
Jessie Romero
Economic Brief, January 2015, No. 15-01Ann Battle Macheras, Santiago Pinto, Jessie Romero and Pierre-Daniel G. Sarte
Econ Focus, Second Quarter 2014Upfront
Jessie Romero
Econ Focus, First Quarter 2014Research Spotlight
Jessie Romero
Econ Focus, First Quarter 2014The widening income gap is a serious problem in the United States — or is it?
Jessie Romero
Econ Focus, First Quarter 2014Preservation programs pay farmers to forgo development
Jessie Romero
Economic Brief, May 2014, No. 14-05Kartik B. Athreya, Urvi Neelakantan and Jessie Romero
Economic Brief, December 2013, No. 13-12Recent research suggests that young borrowers are actually among the least likely to experience a serious credit card default. One reason why people obtain credit cards early in life may be to build a strong credit history.
Peter Debbaut, Andra C. Ghent, Marianna Kudlyak and Jessie Romero
Econ Focus, Third Quarter 2013One North Carolina city sought a different way of breaking up drug markets without contributing to the higher incarceration rate of black men
Jessie Romero
Economic Brief, July 2013, No. 13-07Minorities are less likely to climb the economic ladder than whites. Access to high-quality early childhood education plays an important role.
Kartik B. Athreya and Jessie Romero
Economic Brief, April 2013, No. 13-04A new database of online job posting data sheds light on how workers search for jobs.
Marianna Kudlyak and Jessie Romero
Economic Brief, November 2012, No. 12-11Jonathon Lecznar, Jessie Romero and Pierre-Daniel G. Sarte
Economic Brief, May 2012, No. 12-05This Economic Brief explores the need for and challenges facing the small-dollar loan market in the United States.
Tammie Hoy, Jessie Romero and Kimberly Zeuli
Economic Brief, March 2012, No. 12-03Eliana Balla, Morgan J. Rose and Jessie Romero
Annual Report, 2012Jessie Romero and Kartik B. Athreya
Economic Brief, September 2011, No. 11-09Andreas Hornstein, Thomas A. Lubik and Jessie Romero
Economic Brief, July 2011, No. 11-07Thomas A. Lubik and Jessie Romero