Regional Matters

CDFIs play a role in expanding credit access. This post explores if and how CDFIs differ based on how long they have provided mission-driven lending.

The Richmond Fed business surveys found that realized and expected wage growth returned to prepandemic levels.

Businesses sounded more upbeat in the lead-up to the March FOMC meeting but still hesitated to hire and raise prices. New global uncertainty could temper this optimism going forward.

The 2025 H.R.1 extended three tax credit programs designed to increase development and investment in underserved places. This post explores these programs and how community lenders use them.

The Richmond Fed's December business surveys found that businesses were increasingly providing employees with access to artificial intelligence (AI) tools but were less likely to have incorporated AI into their operations.

From the end of 2025 through mid-January, businesses said they are increasingly confident but are still hesitant to make moves; the low-hire, low-fire equilibrium seems likely to continue.

Since Hurricane Helene made landfall in September 2024, Riverbird Research of the Asheville Area Chamber of Commerce found through its surveys that while recovery gained momentum, businesses face ongoing challenges.

Since the last FOMC cycle, businesses said growth has been solid, but narrow; the low-hire, low-fire equilibrium continues.

Many rural areas lack sufficient resources to strengthen the STEM pipeline. How is one nonprofit in South Carolina addressing the workforce gap in hopes of reducing rural flight?

This post will examine loan fund responses to the 2025 CDFI Survey: the business lines and top funding sources, as well as how many have leveraged secondary markets as a funding strategy.