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We’re one of 12 regional Federal Reserve Banks working together with the Board of Governors to support a healthy economy. Our job is to serve the American public — to serve you. And our mission is to foster economic stability and strength.

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Savings and Loan Holding Companies

Bank

A Savings and Loan Holding Company (SLHC) is a company that owns or controls one or more savings association subsidiaries. The Board of Governors is responsible for regulating and supervising SLHCs. Below is a list of SLHCs headquartered in the Fifth District and supervised by the Federal Reserve Bank of Richmond.

For information about becoming a SLHC, please visit FederalReserve.gov and complete forms FR Y-3 and Regulation Y (12 CFR 225).

Last updated: October 2, 2025

Zip

Name	City	State	Type	Lead Bank Name	CharterType
CLEVELAND CORP	WATERFORD	VA	SLHC	PRESIDENTIAL BK FSB	FSB
FIRST CAROLINA BSHRS MHC	WALTERBORO	SC	SLHC	1ST FSB OF SC	SAL
FIRST FED FC	DUNN	NC	SLHC	FIRST FED BK	FSB
KINGSTREE BSHRS MHC	KINGSTREE	SC	SLHC	KINGSTREE FS&LA	SAL
OCONEE FED MHC	SENECA	SC	SLHC	OCONEE FS&LA	SAL
PRESIDENTIAL HOLD	LEESBURG	VA	SLHC	PRESIDENTIAL BK FSB	FSB

FSB – Federal Savings Bank; SAL – Savings & Loan Association

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Wayne Cox