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We’re one of 12 regional Federal Reserve Banks working together with the Board of Governors to support a healthy economy. Our job is to serve the American public — to serve you. And our mission is to foster economic stability and strength.

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We promote the safety and soundness of individual financial institutions and monitor their impact on the financial system as a whole, as well as ensure financial institutions are protecting consumers.
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We conduct research to support policymaking and thought leadership on issues important to the Federal Reserve and the Fifth District. We also inform the public through our data and economic analysis, publications, presentations and educational resources.

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Working Papers

December 2018, No. 18-18

End-of-Life Medical Expenses

Eric French, John Bailey Jones, Elaine Kelly and Jeremy McCauley

November 2018, No. 18-17

Contingent Debt and Performance Pricing in an Optimal Capital Structure Model with Financial Distress and Reorganization

Borys Grochulski and Russell Wong

October 2018, No. 18-16

Distance and Decline: The Case of Petersburg, Virginia

Petersburg, Virginia, prospered over two centuries as a center of production and trade. However, the city experienced economic difficulties beginning in the 1980s as a large number of layoffs at production plants in the area coincided with an erosion of retail trade in the city.

Raymond E. Owens III and Santiago Pinto

September 2018, No. 18-15R

Diverging Trends in National and Local Concentration (Revised February 2019)

Esteban Rossi-Hansberg, Pierre-Daniel G. Sarte and Nicholas Trachter

August 2018, No. 18-14

Monetary Policy across Space and Time

Laura Liu, Christian Matthes and Katerina Petrova

July 2018, No. 18-13

Labor-Market Wedge under Engel Curve Utility: Cyclical Substitution between Necessities and Luxuries

Yongsung Chang, Andreas Hornstein and Marios Karabarbounis

July 2018, No. 18-12

A Composite Likelihood Approach for Dynamic Structural Models

Fabio Canova and Christian Matthes

April 2018, No. 18-11

Asset Pledgeability and Endogenously Leveraged Bubbles

Julien Bengui and Toan Phan

April 2018, No. 18-10

Regressive Welfare Effects of Housing Bubbles

Andrew Graczyk and Toan Phan

March 2018, No. 18-09

Temperature and Growth: A Panel Analysis of the United States

Riccardo Colacito and Toan Phan

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Contact Us

Katrina Mullen (804) 697-8145