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We’re one of 12 regional Federal Reserve Banks working together with the Board of Governors to support a healthy economy. Our job is to serve the American public — to serve you. And our mission is to foster economic stability and strength.

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Economic Review

May/Jun, 1989

Market Responses to Pricing Fedwire Daylight Overdrafts

The Federal Reserve is considering pricing daylight overdrafts on Fedwire. The market could respond in four ways. Estimates of the effect of each on reducing overdrafts leads to the conclusion that funds transfer overdrafts could virtually be eliminated.

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Lisa Davis (804) 697-8179

Economic Review

Market Responses to Pricing Fedwire Daylight Overdrafts

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