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Economic Review

Mar/Apr, 1991

Survey Evidence of Tighter Credit Conditions: What Does It Mean?

Raymond E. Owens III and Stacey L. Schreft

Recent survey results from the Senior Loan Officer Opinion Survey indicate that, on net, many banks tightened their loan standards during 1990 and early 1991. This article investigates the implications of these results by comparing them to survey responses from previous periods.

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