Community Development Financial Institutions in the Southeast: Surveying the Social Investment Landscape
Capitalization
Community Scope
Volume 4, Issue 1 2016
Key Findings
Respondent CDFIs are primarily small financial institutions that maintain loan portfolios that fall within recommended levels of risk, and rely on government programs for financial and technical assistance.
- The median range of total assets for respondent CDFIs is $20 million–$30 million.
- The median range of total loan funds for respondent CDFIs is $10 million–$20 million.
- Regulated financial institutions are the most utilized source of operational and lending funds for respondent CDFIs
- The percentages of high risk loans and leases contained in the portfolios of respondent CDFIs range from 0.0 percent to 60.0 percent, with a median of 3.0 percent. The majority of respondent CDFIs maintain portfolios that comply with the CDFI Fund’s Minimum Prudent Standard (MPS), which recommends less than 15 percent high-risk loans and leases.
- 45.6 percent of 125 respondent CDFIs receive financial and/or technical assistance from the CDFI Fund’s CDFI Program.
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