Staff Economists

John R. Walter

headshot of John R. Walter

One of my major responsibilities is tracking banking regulation and legislation for policy implications of interest to the Bank. This responsibility has sparked several recent articles that examine the likely effectiveness of existing or proposed regulations in light of certain bank incentives.

Professional Experience

John Walter is a senior economist and research advisor in the Research Department and has been with the Richmond Fed since 1981. His responsibilities include briefing the Bank’s president and other management on the status and implications of current banking legislation, preparing speeches for the president, writing articles for Richmond Fed and financial trade publications, and speaking to community and professional groups.

Education

M.A., Ohio State University, 1981
B.S., Virginia Tech, 1979

“How Large is the Federal Financial Safety Net?” (with John A. Weinberg). Cato Journal 21, no. 3 (Winter 2002): 369-393.

Third Quarter 2013

MBS Real Estate Investment Trusts: A Primer

John R. Walter, Steven Sabol and Sabrina R. Pellerin

First Quarter 2012

Orderly Liquidation Authority as an Alternative to Bankruptcy

John R. Walter and Sabrina R. Pellerin

Third Quarter 2010

How Large Has the Federal Financial Safety Net Become?

John R. Walter and Nadezhda Malysheva

Spring 2009

The Consolidation of Financial Regulation: Pros, Cons, and Implications for the United States

John R. Walter, Sabrina R. Pellerin and Patricia Wescott

Fall 2006

Not Your Father's Credit Union

John R. Walter

Winter 2006

The 3-6-3 Rule: An Urban Myth?

John R. Walter

Spring 2003

Banking and Commerce: Tear Down This Wall?

John R. Walter

Spring 2002

What Can Price Theory Say about the Community Reinvestment Act?

John R. Walter and Robert L. Lacy

Winter 1999

Pooling or Purchase: A Merger Mystery

John R. Walter

Winter 1998

Can a Safety Net Subsidy Be Contained?

John R. Walter

Fall 1996

Firewalls

John R. Walter

Fall 1994

Were Bank Examiners Too Strict with New England and California Banks?

John R. Walter and Robert M. Darin

Jul/Aug, 1991

Loan Loss Reserves

John R. Walter

Jul/Aug, 1990

Fifth District Bank Performance 1989

John R. Walter and Donald L. Welker

Nov/Dec, 1989

Top Performing Small Banks: Making Money the Old-Fashioned Way

John R. Walter and Benton E. Gup

May/Jun, 1989

Fifth District Banks' Return on Assets: Highest in Decade

John R. Walter and Donald L. Welker

Jan/Feb, 1989

Monetary Aggregates: A User's Guide

John R. Walter

Jul/Aug, 1988

A Review of Bank Performance in the Fifth District, 1987

John R. Walter and David L. Mengle

Jul/Aug, 1987

A Review of Bank Performance in the Fifth District, 1986

John R. Walter and David L. Mengle

Nov/Dec, 1986

Short-Term Municipal Securities

John R. Walter

Jul/Aug, 1986

A Review of Bank Performance in the Fifth District, 1985

John R. Walter and David L. Mengle

Jul/Aug, 1985

A Review of Bank Performance in the Fifth District, 1984

John R. Walter and David L. Mengle

Mar/Apr, 1982

The Competition for Transaction Accounts

John R. Walter and Walter A. Varvel

November 2013, No. 13-19R

mREITs and Their Risks (Revised December 2013)

John R. Walter, Steven Sabol and Sabrina R. Pellerin

March 2010, No. 10-03R

How Large Has the Federal Financial Safety Net Become? (Revised February 2013)

John R. Walter and Nadezhda Malysheva

May 2009, No. 09-8

The Consolidation of Financial Market Regulation: Pros, Cons, and Implications for the United States

John R. Walter, Sabrina R. Pellerin and Patricia E. Wescott

November 2013, No. 13-11

Assessing the Risks of Mortgage REITs

John R. Walter, David A. Price, Steven Sabol and Sabrina R. Pellerin

September 2012, No. 12-09

Can Orderly Liquidation Solve the Problems of Bailouts and Bankruptcies?

John R. Walter, Sabrina R. Pellerin and Betty Joyce Nash

April 2011, No. 11-04

Identifying Systemically Important Financial Institutions

John R. Walter and David A. Price

December 2009, No. 09-12

The Effect of Interest on Reserves on Monetary Policy

John R. Walter and Renee Haltom

December 2008, No. 08-03

Turmoil in the Student Loan Market

John R. Walter and Samuel E. Henly

Contact Us

Richmond

John R. Walter
(804) 697-8218